4 Reasons to Get an Online Life Insurance Quote

Life insurance can be used for a variety of purposes but primarily it boils down to protection and/or  investment. Protection is necessary if you have others that rely on you to provide for them. This could be family members or even employees or business partners who would suffer hardship if you should pass away. Investment policies […]

The Differences Between Term and Whole-Life Insurance

Many people often struggle to decide which is better for them: Term Life Insurance or Whole-Life Insurance. Both policies exist to serve specific purposes. Term life insurance is simply life coverage only. When the insured person dies, the face amount of the policy is paid out to the main beneficiary. A term life policy can […]

5 Things to Consider when getting a Life Insurance Quote

Life insurance quotes play an important role in finding the best insurance policies and plans. The importance of life insurance is something that doesn’t need a discussion or debate. Everyone knows that life insurance plays a pivotal role in providing Security  for one’s survivors. There are numerous life insurance companies that operate in the market today and owing to […]

How to Compare Life Insurance Options

Choosing the right life insurance policy can often be confusing and overwhelming. With all the different insurance companies, policy types, and price quotes, it is hard to know which one will provide the coverage that is best for you and your individual situation. If you are thinking of purchasing a life insurance policy but are […]

What is Funeral Insurance?

Funeral Insurance Have you ever heard about funeral insurance?  How is it different from Life Insurance? Having life insurance or health insurance is a common thing, but not many people are aware of the existence of funeral insurance. It may not be a pleasant topic but it happens to everyone and the more preparation the deceased makes, […]

Life Insurance Over 50

None of us wants to think about getting old, but while a few things improve as we age, life insurance premiums are absolutely not one of them. As you get older, life insurance companies consider you a greater risk because, obviously, there’s more liklihood that they’ll have to pay out on a policy than if you were 30 years old. Let’s […]

Term vs. Whole Life Insurance – What Should You Choose?

Term vs. Whole Life Insurance Let’s start with Whole Life, a type of insurance which, like its name suggests, is designed to cover you for the remainder of your life. The idea with Whole Life is that though you pay more than you would with Term Life, the extra money gets invested for you by […]

Preparing for a Life Insurance Medical Exam

Life Insurance Medical Exam Except for a very small subset of life insurance policies (no exam policies) virtually anyone who applies for a life insurance policy will be required to undergo a medical exam. Obviously, the insurance company wants to make sure they understand your health condition before they price the life insurance policy. As […]