Guest Author, Author at Your Family Finances

3 Hacks in Building Your Family’s Emergency Fund

Showing your love and appreciation for your family can go from heartwarming birthday messages and memorable outings, all the way to investing in your future. More than anything, financial preparedness is one of the best things you can give your loved ones. Having savings and investments in place helps take care of any future financial needs or unexpected incidents. Although financial preparedness includes things like life insurance, part of being financially prepared is simply having a family emergency fund. Creating this fund lets you focus on the essential things and rest easy knowing you’re prepared for any situation that can happen. When you first get started, building up your emergency fund can seem like a daunting task, though the process can be simplified into three steps:

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How Will a Fender Bender Affect Your Long Term Finances?

Car / By Guest Author

An average of 10 million car accidents happen every year. While some drivers are lucky enough to escape these accidents without a scratch, the fact is that most people sustain injuries to themselves and their vehicles. Even after insurance, the costs associated with car accidents can be overwhelming.

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The Insurance You Need to Protect Your Family

Insurance / By Guest Author

When all is going well, we might think insurance is just a waste of money but, just when you think you have everything under control, life decides to throw you a curveball. Whether your little one was hit in the mouth at baseball practice or your newly licensed teen had a fender bender, having the right kind of insurance can go a long way toward keeping you and your family protected. Below are five of the most important types of coverage you should have.

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Handling the Financial Burden of a Death in the Family

Estate Planning / By Guest Author

Dealing with a death in the family is stressful. But, when it comes to handling the financial burden of the funeral and other expenses, the already sad situation can seem unbearable. Here are some helpful tips you can employ to make your financial burden easier to handle so you can focus on the process of grieving when a loved one dies.

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Home Upgrades to Save Money Every Day

Home Improvement / By Guest Author

A home is a major investment. To make the most of our hard-earned dollars, we are always on the lookout for ways to reduce the cost of homeownership. We can explore refinance options, make efforts to improve the value of our home and carry out major renovations and repairs as needed. All of those steps are beneficial and definitely worth the effort, but they don’t have to be the end of the story. There are many simple things we can do that will save us money every single day. Here are four examples of how to upgrade our homes to save money.

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The City Life— Tips for Urbanite’s Finances

Family / By Guest Author

Living in the city means planning a little more frugally, especially as you are keeping up with the ever-shifting cost of living. If you are not sure where to begin planning for your finances, consider some of these tips.

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Ways to Save on Basement Renovations

Home Improvement / By Guest Author

Saving money on basement renovations doesn’t mean that you have to cut corners. You need to plan the steps out appropriately so that you can get what you want within reason. Here are some of the money-saving techniques that you can utilize in your basement project.

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Overcoming High Education Costs

Education / By Guest Author

If you want to send your child to one of the best schools, you might have to pay tuition costs. Fortunately, there are ways to ease your financial burden if you’re concerned about the money that’s required to ensure a quality education for your son or daughter. Here are four great ways to overcome your child’s tuition costs.

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Low Stress Ways to Manage a Sudden Expense

Money Management / By Guest Author

Being hit with a sudden expense can be one of the most frustrating things to deal with, especially if you are just starting out. When you need to deal with such an expense, it is always a good idea to have a plan to help mitigate stress.

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How to Help Your Teens Learn to Save Instead of Spend

Children / By Guest Author

Teenagers are in the middle of big life transitions. It can be hard to be a teen in the modern age. Peer pressure is a major issue among the young crowd. Teens often feel pressure to purchase all sorts of things. If you’re a parent who wants to encourage your youngster to save money, then these strategies may come in handy for you. It’s important for teens to learn early about the value of saving.

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4 Dental Procedures to Account for in Your Budget

Budgeting / By Guest Author

A dentist can help you to have a beautiful smile that you will enjoy showing off. Whether you need to visit one for an emergency or for a regular check-up, you want to make sure that you have enough money budgeted out to handle any procedures you may require. Your teeth are an important part of your appearance, play a role in how you speak, and allow you to eat the foods you love, so taking care of them is a smart investment. Many dentists are affiliated with either a dental program that guarantees you a specific reduced price like 1Dental, or they accept Dental Insurance, or they have an arrangement with a financing program that allows you to pay for more expensive procedures over time.

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Have an End-of-Summer Yard Sale

Cash / By Guest Author

If you are like many other parents you find yourself looking around at the end of summer completely overwhelmed by the amount of “stuff” that needs to be put away. You are also faced with the task of providing for school supplies and suitable clothes for your kids who have grown rapidly all summer long. It is time to have an end-of-summer yard sale.

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