Guest Author, Author at Your Family Finances

4 Ways to Cut Back on Your Budget to Save for a down Payment

You’ve talked to your family and have made the decision to buy a home. This means that you won’t have to throw money away on rental payments each month. However, you’re going to need to provide a down payment for the house that you want to get. Real estate agents will tell you that a standard mortgage will typically require that you have 20% of the purchase price as a downpayment. But there are ways that you can have 10%, 5% or for first time home buyers 3% for your down payment. And it is possible for Veterans to pay Zero percent down.

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Why Spending More on High-end Amenities Matters

Frugality / By Guest Author

It’s the little things that make a house a home. In some cases, having the right amenities can turn your house into the perfect place to live. While some focus on the big picture, it’s often wise to focus on these little things. In fact, you might be better off focusing your money on a few high-end amenities.

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Saving for Your Child’s Future

Saving / By Guest Author

Children are a joy to have. Nothing can replace the love that your child will bring you as they grow. The expenses that can come along with raising a child, however, can be a different story if they are not planned for accordingly. Here are four ways to start saving for your kid’s future expenses.

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How to Combat Rising Housing Costs as a Prospective Homeowner

Real Estate / By Guest Author

Housing costs are on the rise across the country and many would-be buyers are feeling lost when it comes to the property game. If you are looking to buy a home, it’s important find ways to make your money work for you rather than negotiating with an empty hand. Below are a few tips that can help make buying a house more affordable.

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Essential Tips for Securing Your Family’s Financial Future

Money Management / By Guest Author

Starting a family is one of the most important and responsible decisions you’ll ever make, but it’s also one of the hardest decisions too, especially if you’re in a bad financial situation. The problem lots of young people have with starting a family is being financially unstable and not being completely sure what your future is going to look like – getting fired is now easier than ever, and that’s definitely not something you want to experience when you’re a parent. So, doing everything you can to secure your family’s financial future is of the utmost importance, and if you’re trying to do that as well, here are a few tips you might want to take into consideration.

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4 Areas in Your Budget to Cut Back on for Extra Spending Money

Frugality / By Guest Author

Saving extra money can be simple if you have a plan. Once this has been established, be patient to stay committed to your goals. Here are some ways to cut back to have more money in your pocket.

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4 Tips for Making Your Home Luxurious on a Budget

Frugality / By Guest Author

Building luxury into your décor can be a simple process. From wall hangings to floor coverings to outdoor features, you don’t need to spend a lot to have a big impact.

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Extra, Extra! 5 Skills that Could Help Your Finances

Children / By Guest Author

You may think there are two types of people in the world: those who are good with money and those who aren’t. But you can actually learn skills like self-control.

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Tips for Successful Investing

Investing / By Guest Author

It’s more important now than ever to build wealth and the best time to form this habit is early in your lifetime. The sooner you start, the better your chances of retiring rich. While this might seem obvious, figuring how to go about it can be quite challenging. Investment, in any form, involves a certain amount of risk but the earlier you start, the more likely you are to be able to recover from the inevitable misstep. By starting small your risks are smaller as well. In this digital age, there is tons of information available to help you choose the right investment option and every other thing you need to know. However, as helpful as the information might be, you could get overwhelmed with the number of sources you have to filter and read through.

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4 Factors Inflating the Cost of Living and How to Combat Them

Frugality / By Guest Author

While the cost of living has continued to rise, in many cases wages have not kept pace. This has many people living paycheck to paycheck, or worse, scrambling to find enough money to live independently at all. While you might try to negotiate with your employer for higher wages, knowing what factors are influencing your cost of living can make it easier to make your paycheck cover more ground. Here are four of the biggest factors that are raising your cost of living and ways that you can take them down a notch.

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Making it Down the Aisle: 4 Cost-Cutting Tips for Large Wedding Parties

Frugality / By Guest Author

Whether you want a big or small wedding, not exceeding your budget can be a daunting task. However, it definitely isn’t impossible to be within your price range and still have a successful wedding. As long as you have a good strategy to approach for party planning, you will be able to walk down the aisle without worrying about breaking your bank.

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Fun Money: 5 Hobbies You Can Turn into Extra Income

Small Business / By Guest Author

With technology advancing at the speed of light, it’s easier now than ever to take your hobbies and create them into a viable source of income or even some spending money. Using your hobbies as a way to earn extra money can be fun. It will ensure that you stay passionate about what you’re doing which will likely lead to being able to produce more and create a substantial side hustle.If you’re not sure which hobbies you can use to turn into extra income, here are five ideas that you can start with quickly and for a very low cost—with some of them not even costing anything extra!

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