Mortality is a universal truth. Everybody who is born is bound to die one day. The Bible puts it this way in Hebrews 9:27 “it is appointed unto men once to die, but after this the judgment.” But the sad part is that most of the people do not prepare for this eventuality. Realizing that our […]
The Importance of Life Insurance Read More »
Many families these days are living paycheck to paycheck many companies have cut back on full-time employees in favor of part-time due to fear about Obamacare. So families are pinching pennies and just scraping by. Saving for the future is the furthest thing from their minds. However, it is still very important for families to save for the
Five Tips On Savings Accounts Read More »
It’s no secret that the United States has some of the largest amounts of students who attend a college or university. According to NationMaster almost 73% of American High School students go on to college within 5 years of graduation. However, it is becoming increasingly difficult to finance a four year degree or beyond. In 2011, two-thirds of
Understanding New Student Loans Read More »
It’s amazing how many people do not realize that the reason adults have problems with finance is because they were not taught financial responsibility as kids. Many parents make the mistake of thinking that business matters are too complicated for children to understand, or they just plain believe that kids should not be involved in
Teaching Children The Basics Of Finance Read More »
When foreclosure notices start coming in, it’s tempting to shut down and ignore the problem, hoping it will go away. But without facing it head on, the problem won’t be going away. Losing a home that you’ve built over the years is unimaginably difficult, yet many Americans face this reality today. Getting over the initial
Tips for Surviving Foreclosure Read More »
Christians are often accused of being insensitive to the green movement because we doubt the “global warming” data and see “green” as just another government ploy to gain control and power. But as Christians, whether we believe the data or not, we are still called to be good stewards of what God has given us. And
Teaching Children: Sustainability or Stewardship? Read More »
Doing home improvement projects does not have to cost a fortune. If you are willing to put a little effort into it, you can do a lot of them by yourself. The money that you save on labor can be channeled into buying better materials. Having some experience in house repairs would be great but
Affordable DIY Home Improvements Read More »
Even in the best families people sometimes make bad decisions and end up in jail. It could be a DUI, drug possession, or worse. But those bad situations not only have life consequences for the person who is incarcerated but also for their family. What effect will it have on the person who is called to
How Does Bail Work? Read More »
With an average student loan debt near $27,000 per graduate, first-time home buyers are noticeably absent from the slow housing recovery. The days of a pregnant wife with a happy husband strolling into a new home and hanging a “sold” sign on the post are not faded, but have become obscured. First time home buyers
Buying Your First Home Read More »
Having a credit card is handy, especially if you are away from home and blow a tire or a fan belt breaks or some other emergency! However, everyone that has a credit card runs the risk of racking up a significant debt. Credit card debt can quickly spiral out of control. Sometimes it feels like the credit card companies will
Using Credit Cards without Getting Into Debt Read More »
Is your bank balance gradually sinking like a leaky old boat? Want to save more money without compromising on your lifestyle? If so you need to wake up and start plugging some money leaks. You don’t have to be mega-organized and make big changes to be more frugal. The Japanese have a term called “kai·zen” which just means
5 Helpful Frugal Living Tips for Moms Read More »
The windows are the eyes to your home. They can look plain and simple or really add a special elegance to a room. This all depends on the type of window treatments you have in your home. They can be as elegant and extravagant or as simple as you like. From curtains to blinds and
Choosing Window Treatments That Are Worth The Investment Read More »
