Accidents can happen to anyone at any time. You might get away without any injury, but you could just as easily be put out of action for months or even longer. Under the right circumstances, you could be eligible to make a compensation claim. Financial Benefits Obviously for many accidents no amount of money can […]
Reasons Other Than Just Financial for Insurance Claims Read More »
No one likes to think about death, but it is inevitable for all of us. If you have a family, one critical element of Estate Planning is to protect your loved ones with a life insurance policy. Whether you choose whole life or term life depends on your personal circumstances. The same principles apply to the amount of
3 Reasons to Protect Your Family With Life Insurance Read More »
Finishing university and starting a new phase in your life is an exciting time when you leave behind the wild days of your student life and embark on a career. This also is the time when reality hits you and you realize that you have a hefty student loan to repay. It can be disconcerting to look
The Quickest Ways to Pay Off Your Student Loan Read More »
There are two different reasons for participating in foreign currency exchange. The first is as a speculative investment strategy. If you have reason to believe that one currency will appreciate against another you can sell the currency you think will decrease and buy the currency that you believe will appreciate. It is even possible to borrow
Transferring Money Between Currencies Read More »
Your teen has just gotten her driver’s license. There’s a problem: even though she passed, she doesn’t earn the best rates from the insurer and if you have a son the rates may be even worse. What are you to do? Well, some parents engage in a process called “fronting.” This is when the parent
The Risks of “Insurance Fronting” for Young Drivers Read More »
Lending between family members, can benefit both sides. It’s a way to access needed money without the time, fees and high interest rates of official bank borrowing, plus in these times of low interest rates it can provide the family member who has the spare cash a way of earning a bit more interest. This can be a
Family Lending: What are your Options? Read More »
If you’ve just moved in to a new home or had to pay out more than you expected this month and now need to cut down the bills as much as possible…  Here are some easy and creative ways to economize. You may have to juggle your budgets for a while, but once you start to save
Frugal living with Ease Read More »
When you’re in debt, the guilt and stress that goes with it can be all-consuming. It can affect your sleep, your health, and your relationship and family life. The worst thing you can do when in debt is to ignore the problem. Even if it feels like you will never be free of debt, the
Using An IVA to Reorganise Debt Read More »
After spending decades working day in and day out 30% of retireees consider Social Security to be their primary source of income. If you want to avoid that fate it’s important to begin planning as soon as possible…
Planning For A Financially Secure Retirement Read More »
Do you have a cause you are passionate about? Are you so enthralled with the idea that it keeps you awake at night? Have you ever considered setting up a non-profit entity so you can pursue your passion? It isn’t that far-fetched. Recently a teenager in New Jersey created  Mahwah Environmental Volunteers Organization to promote
Family Run Non-Profit Read More »
Financial regulations are usually created with the intention of protecting the consumer and adding transparency to the decision-making processes. However, the final results do not always match the initial vision. Although qualified investment advice may help investors avoid financial pitfalls, many individuals are now distancing themselves from this prepaid and often self-serving arena. The end
The Good, Bad and Ugly of Financial Advice Read More »
If your family is like most families today, you may be finding it difficult to make ends meet from one paycheck to the next. Or, you may have found yourself trying to find ways to balance your family budget in order to boost your savings. Regardless of what your current situation may be, it’s important to
Understanding Your Family’s Spending Behaviors Read More »
