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Social Security Disability

How to Determine if You Qualify for Social Security Disability

Security / By

Suddenly becoming disabled due to a workplace injury or simply an unexpected illness can be a very difficult experience in a person’s life. Not only is the health aspect difficult to deal with but also the financial side as you may not be able to afford simple necessities anymore. However, if you are currently going through such a situation, the good news is that you do have options to make the circumstances a little easier. One of those includes going on social security disability. However, before you are accepted, you first need to qualify for it. So, the following includes further information on the requirements for qualifying for social security disability.

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Helping Children buy first home

How to Help Your Children Afford Their First Home

Real Estate / By

Often, children leave the nest early so they can attend college or find jobs. Sometimes, they move out to simply learn how to become independent. Most of that time is spent in dormitories or apartments, but as your kids get older, they start thinking about buying their first home. Have you instilled a sense of good credit in your kids? Are they financially ready? Becoming a first-time homebuyer is the start of credit for many kids and this is something you start working on at an early age. Here are some guidelines and ideas to help them afford their first home.

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Budget Basics

A Beginner’s Guide to Managing Your Money

Budgeting / By

Managing your money and finances can be difficult for anyone, especially if you are a beginner. Taking the time to manage your money better can really pay off and will prevent you from spending money unnecessarily. It can also help you to stay on top of all of your bills and pay off any debt that you may have. If you are looking to manage your money more efficiently, then here is a beginner’s guide to managing your money.

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Legal Scales

What You Need to Know About Personal Injury Claims

Legal / By

Personal injury cases arise because someone else’s negligence has caused hurt or harm to another. If you are injured because of the wrongful conduct of another person or entity, you have the right to file a personal injury claim to recover monetary damages for your losses. The individual or entity at fault has the legal responsibility to compensate you for the injuries you have sustained. Personal injury cases are often complex in nature, so make sure to seek the advice of an experienced personal injury attorney before pursuing a claim. Educating yourself about the claims process and how to go about it will also increase your rate of success. Here’s a list of 6 important things you need to know about personal injury claims:

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Due Diligence

Investing in Real Estate? Make Sure You Choose Properties with High Potential

Real Estate / By

Investing in something significant, especially property, is an ordeal in and of itself. However, property investments will generally earn a decent return if you buy right in the first place.

Deciding to invest in property is risky; hence, you have to be sure and choose a property that will give you a lifelong return. One way of investing in property is through private equity representation. Private equity representation allows you to have a detailed overview of your project so that you can invest wisely and make a suitable decision. Unfortunately, it is usually only available to limited partnerships and institutions, so you probably won’t qualify if you are just getting started in real estate. This means that you will have to do your own “due diligence”.

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Negotiate a House

How To Negotiate When Buying a Home

Real Estate / By

If you thought you wouldn’t need to negotiate when buying a home, you’re wrong. There is no one else who will get you precisely what you want, at the time and price you prefer, but you. True, expert real estate agents will do what’s in their power to find a house that suits your needs. But not many, if any, will help you get the best price. They only get paid if they make the sale so if you agree to the asking price it makes their job much easier. Otherwise, there can be lots of “back and forth” and even the possibility of losing the sale. 

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Home Buyer Assistance

What Types of Financial Assistance Are Available for First-Time Homebuyers?

Real Estate / By

Buying your first home isn’t easy, and the process can be daunting. On top of that, most lenders want or require a 20 percent down payment and a credit score of at least 620. While 20 percent might not seem like a lot, depending on the type and size of house you’re looking for, it can be a hefty sum. Additionally, if you don’t have much of a credit history, it can take some time to boost it to a desirable number. However, there are many different programs that are meant for buyers just like you. Below are some of the more common first-time buyer programs available.

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How much house can you afford

How to Know What You Can Afford for Your Next Family Home

Real Estate / By

At some point, your family may need to move into a new home. Whether it’s because your family is growing, because you’re downsizing, changing jobs, or because you just need a change of scenery, it’s not too uncommon to find that you need a new home. Before you do that, though, you do need to know what you can afford. Fortunately, there are some factors that you can consider to determine what you can really afford for your next family home.

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Budgeting method that changed my life

Happy Home: How to Balance Your Budget During Trying Times

Budgeting / By

Finances are the leading cause of stress in a relationship, according to a survey by SunTrust Bank. So, a big part of maintaining a happy household is properly balancing your budget. You need to make sure you’re spending less than you earn, which allows you to pay all your bills while saving up for future emergencies. This can be challenging in the best of times, but it becomes especially difficult when money is tight. Here are four tips to keep in mind as you do your best to manage your budget.

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A Guide to Living Alone

General / By

Moving out of your family home and venturing off into solo living can be exciting and daunting at the same time. Living alone for the first time is scary, but it can also be the best thing ever (or a mix of both). That’s why it’s a good idea to prepare yourself for all things good and bad to cope with living alone, especially if you’ve grown used to depending on your parents, siblings, or roommates.

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