For those who have only recently accumulated enough excess money to consider investments, the range of options can be startlingly complex. For many people, at the very most it used to mean leaving one’s cash in a high-interest savings account for a few years. But in terms of getting a bigger return, savings are arguably […]
What Are Good Investments? Read More »
Many people are working from home these days, enjoying the flexibility of looking after our families while still earning an income. Some of these are people in the full time employ of large businesses, which recognise the wisdom of freeing their employees from the tedium of coming in to an office at fixed times, as long as those
Current Trend to Virtual Offices Read More »
Secured vs. Unsecured Financing- When you need a large loan, you may be offered secured financing. There are many advantages to choosing a secured loan including better rates and lower credit standards. However, there are also risks associated with these loans. Here is what you should know about each option and how they can benefit
Choosing Between Secured and Unsecured Loans Read More »
If you choose not to purchase private health insurance, you need to bear in mind that Medicare services are not always as readily accessible as you would like. Reports from the 2010-11 year published on www.australia.gov.au show that 15% of people who had consulted a general practitioner felt that they had waited longer than they felt was
How Many Australians Can Afford Not to Take out Health Insurance? Read More »
The Credit card reform which was passed on 01 July this year seeks to address the $37-billion in credit card debt that Australian households are struggling to repay. Interest on the debt is said to average out at $4,852 per cardholder, as per the latest figures released by Roy Morgan Research. An impressive 15-million credit cards
Australian Credit Card Reform to Empower Cardholders Read More »
Every parent wants to give their child the best possible start in life and for many children that will mean a quality college education. So how can you provide your child with a college education without breaking the budget? With prior planning, even a family with a modest income can afford to provide their child
Saving For Your Childs College Education without Breaking Your Budget Read More »
Save on Health Insurance- Even if your family is covered under a health insurance plan, having a large family can still be expensive when it comes to appointments, checkups and medication. Most health plans won’t give you and your family 100% coverage, and some plans won’t cover certain treatments. Despite this, it is still possible
Large Family? Check Out Four Ways to Save on Health Insurance Read More »
Surfing and the ‘surf lifestyle’ definitely isn’t cheap! With inflation rising and the brands bringing out more and more super cool goodies to entice you, one can feel the squeeze on the wallet more often than not. Working in a shop that offers surf equipment and lifestyle clothing, I’ve learned a number of techniques that
How to Save Money on Surf Clothing and Equipment Read More »
Have you recently run out of money or gone bankrupt and are all of your credit cards maxed out? Are collection agencies calling you and ordering you to pay? If this is you, you are in between a rock and a hard place. You need a ‘debt-free’ plan for life. If you are in a
How to Overcome a Personal Debt Crisis: Save Yourself and Your Sanity in 5 Easy Steps Read More »
Your First Mortgage- Buying your first home is an exciting moment, whether you’re buying a studio apartment for yourself or a house for your family there are fewer joys in life like using your new key to unlock the front door for the first time. People are buying their way into the home owner’s world at
3 Tips for Saving Money on Your First Mortgage Read More »
Editor’s Note: The wedding budget is a topic near and dear to my heart right now. Later this year my daughter Katie will be getting married and so our house is a constant buzz of wedding talk. But everything comes at a price. Fortunately, I’ve raised her well and she understands the value of money
The Wedding Budget Read More »
Individual Dental Insurance- Dental insurance is available in indemnity, PPO and HMO plans. Most people wonder whether it is really necessary to have individual dental insurance since visits to the dentist are sporadic compared to other doctor’s visit. Indeed, most people visit the dentist when in need of urgent services such as extraction of a tooth,
Is Individual Dental Insurance Worth Purchasing? Read More »
