Guest Author, Author at Your Family Finances

Is a Retirement Annuity the Answer for your Retirement Savings?

Estate Planning, Insurance, Retirement, Saving / By Guest Author

You’ve probably heard that investment plans and financial schemes like, IRAs and 401 (k), are the best ways to plan for retirement. This might be true in most cases, but not always. For instance if you have invested your maximum contribution for the year to your retirement account and you’re seeking to add a bit more more. What can you do? In this case, among others, investing in a retirement […]

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Don’t Cut Corners On Your Home Owners Insurance

Home Owners, Insurance, Money in the UK, Money Management / By Guest Author

By Stefan Mustieles Many of us are looking for ways to shave off a few vital pounds (or dollars) from our monthly bills, without sacrificing on quality. This is particularly the case with recurring expenses such as buildings insurance and contents cover. Buildings insurance covers the fabric of your home. If, for example, a tree fell

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4 Easy Ways to Build Your Credit During College

Credit Cards, Credit Rating, Students / By Guest Author

If you’re in college or have recently entered the working world, you know first-hand that your credit score has suddenly become more important than you ever thought it would be. Go to buy a phone, and they will run your credit. Try to rent a nice apartment, and you better have zero flaws on your

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Public Pension Funds: Tens of Billions at Significant Risk

Retirement / By Guest Author

Is now the time to gamble with retirement? By Elliott Wave International To meet ambitious investment return targets, some public pension funds must now swing for the fences. But many are down two strikes already, due to their previous big bets with hedge funds. ….the [pension] funds with a third to more than half of

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Buying ‘New’ Can Be Cheap Too: Shopping Online The Right Way

Frugality / By Guest Author

By Maria Rainier Major appliances and household items are not cheap. Depending on what you need, you can end up spending your entire paycheck on just one single item. No wonder sites like Craigslist—which is essentially an online garage sale—seem so appealing. You can buy used furniture and appliances for a fraction of the original

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5 Steps Toward a Stronger Financial Future

Budgeting, Credit Cards / By Guest Author

By Kim Moore Learn How to Build a Secure Future for your Family For the most of us, financial security is a huge priority when it comes to our family. Being able to provide food, shelter and a good life is paramount. There are many things that can stand in the way of a strong

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7 Easy Ways to Eliminate Wasteful Spending

Budgeting, Frugality / By Guest Author

By Kim Moore Tips to Help you keep more of your Money Many of us feel powerless when it comes to our finances. Luckily, we can reclaim our power and take charge of our financial lives. As parents, we have a responsibility to our families to make the most of every dollar. If things feel

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5 Top Tips For A Lower Shopping Bill

1 Comment / Frugality, Money in the UK / By Guest Author

By Jessica Mackie Shopping: you either love it or hate it but it’s a fact of life and it can be an expensive fact. Here are 5 tips everyone can try to bring that checkout total down to a more manageable figure. Grow What You Can You can’t grow fries or pizza but you can

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A Family Budget = Less Stress?

Budgeting / By Guest Author

A Simple Formula to Secure Your Family’s Financial Future Just as none of us would think of leaving the house without the basic necessities – diaper bag, Sippy cup, cell phone, snacks – we should approach our finances with as much care and planning. Yet you’d be surprised at how many mothers have little to no

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Affordable Health Insurance

1 Comment / Health, Insurance, Money in the UK / By Guest Author

Affordable Health Insurance By Zoe Williams With public health services struggling to keep up with high demand and long waiting lists for treatment, private health insurance coverage is becoming a more attractive option. While at first glance the cost of insurance may seem high, it does not need to be expensive. There are ways that

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How Valuable is Your Mum?

Money in the UK, Personal Growth / By Guest Author

Can you really put a price on your mum? Probably not, for many of us our mothers are priceless, there for us through thick and thin and will love us no matter what. Whether your mum works full or part time or is a stay at home mum, sometime we often take for granted the

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20 Tips for Saving Money When Raising Kids

1 Comment / Children, Frugality / By Guest Author

Raising children can be expensive. Especially if you have more than one child. In tough financial times, here are 20 possible to save money and to help cut the cost of raising children. Buying second hand clothes. Clothes are without a doubt one of the greatest expenses in having children. Children grow up fast and usually

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