If, like many people, you have outstanding bank loans or credit card debt, you may worry about these bills, but there are ways in which you can alleviate this tension. In this article, we are going to show you 3 simple steps that will help you to overcome the stress of paying back what you […]
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Raising kids can be expensive. Even just providing essentials can take a large chunk out of your paycheck. Here are a few tips to help you stay on budget and still be able to afford to purchase all the essential items for your children. Being Fashionable on a Budget Shopping for your kids’ needs doesn’t have
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By Fiona Simply dreaming about a better financial future will never make it happen. You must have a written game plan and follow some financial tips in order to fulfill your dream. Setting deadlines for your goals and having a true desire to become financially secure can be the secret to building wealth in the
Wealth building tips for beginners – Saving and Investing Your Way To A Balanced Life Read More »
By John D. Schultz Last month, my church had a several part series on finance. It really got me thinking about how I manage my finances. I thought I’d share a bit of my experience, and some changes I’ve made to my life. Maybe they can help you. Or, maybe I need some guidance. Either
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Although specifically written for junior mining investors, the following article by Louis James of Casey Research is applicable to all investors. — Lisa McMahon, editor Strategies for Junior Mining Investors: The Whites of Their Eyes by Louis James, Senior Editor, Casey’s International Speculator “Don’t fire until you see the whites of their eyes.” Most Americans were
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If you have looked into wealth-building strategies, you have undoubtedly stumbled upon the raging debate over prepaying one’s mortgage. Here is the objective scoop. Prepaying Your Mortgage – The Pros and Cons When paying a mortgage, one is in the unique and unfortunate position of having to pay a lot of interest over a long
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It’s no wonder that the majority of homeowners dream of one day being able to pay off their home loan and live a life free from the shackles of interest rates, home finance and worries about meeting the monthly mortgage payments because the largest expense the majority of us take on in a lifetime is
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Looking for information on dental insurance? I have a friend who will say simply: ‘Google it!’ Well, it doesn’t have to be Google in particular; it could be any search engine that you have taken a fancy to. You should have countless results about dental insurance inside of one minute. Insurance is one of the
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A “Low Doc” or sometimes called “Low Doc Home loan” are mortgage or home loans where documentation for verification of your income is not required. However, all other documentation is. These loans are ideally suited to self-employed, independent contractors, investors, credit rating impaired, ex-bankrupt or clients with arrears on current mortgages and borrowers who have
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For years, lenders have utilized “credit scoring” to determine whether or not an individual is a good credit risk. Credit scoring has recently become a hot topic, due in large part by the mortgage lending industry’s willingness to use the process to evaluate one’s likelihood of repaying home mortgage refinancing or second mortgage loans. Even
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Unfortunately, many employers put stock in the faulty idea that bad credit is synonymous with bad morals. You know this is a ridiculous belief, but many leaders in the corporate world accept it as doctrine. It is not unheard of in these economic times for employers to perform credit checks on their staff, claiming that
Job Loss and Bad Credit – Related? Read More »
IRA Distribution Rules are a mine field. One incorrect move and you can discover yourself faced with high taxes and penalties that may wipe out years of savings and investment. Complicating issues is the Darwinian evolution of IRAs that have taken place since the pioneer IRA was introduced in ’74 with the enactment of the Employee
