While there is something to be said for being spontaneous from time to time, consistency is essential when it comes to money management for your family. Unless you are lucky enough to be independently wealthy and financially secure, budgeting is an essential part of your life. It helps you to determine what you need to […]
Consistency Should Be Your Financial Foundation Read More »
Getting married is a joyous occasion, but it also comes with an assortment of questions. One of the biggest is how to handle your money. While you likely previously handled all your finances yourself, now you have to take your spouse into consideration. You don’t need their approval for every penny you spend, but you will need to consult them for larger decisions. Here are some reasons why a financial planner can help out in the early years of marriage.
Newly Weds: 5 Reasons You Need a Financial Planner in the Early Years Read More »
When money is tight, finding ways to cut back on expenses is important. For many people, one expense that could be reduced are the utility bills. When it comes to cutting back on utility bills, many people are concerned that they will also have to sacrifice their personal comfort to save money. Fortunately, there are several ways that you can cut back on utility costs without having to be uncomfortable in the process.
How to Save Money on Utilities Comfortably Read More »
When you invest money you expect your capital to be recouped and to receive ongoing profits from your financial venture, property, or share. For example, if you buy a rental property, you expect to be able to pay off the mortgage with the money you receive from tenants and then earn a profit for many years to come.
Diversification: The Simple Secret to Building Your Wealth Read More »
You would be surprised at how much water your family uses every day. Did you know that the average American uses 100 gallons of water a day? And a good portion of that is just from your bathroom habits alone. The good news is that there are several ways to save water without sacrificing your bathroom habits. If you have public water and sewer (as compared to a well and septic) you may actually paying for that water twice, once when it comes in to your house and once when it goes out. But sewer water isn’t metered so even if you water your lawn with it, you may be paying sewage fees for that water. Plus if you use hot water you pay again to heat it. But you can start lowering your water bills by keeping the following tricks in mind.
Are Your Bathroom Habits Costing You? 4 Tricks to Save Water and Keep Bills Low Read More »
A look at left turn regulations in all 50 states including links to every state’s DMV driving manual.
Don’t Take Driving Lessons from Facebook Read More »
Remodeling your home doesn’t need to be an expensive, time-consuming, or confusing process. With a few simple updates and upgrades, you could drastically change the form and function of your home. Here are some tips and tricks that you can use to carry out your next remodeling project on a shoestring budget.
Top Considerations for Making Your Home Remodel Affordable Read More »
If you are starting to make an income, no matter how young you are, it is never too early to get started with investing. In fact, it is a good idea for parents to start kids off investing so that they have the concepts down well before they even get into the workforce. But, if your parents were not that forward thinking, here are four tricks that will help you get your investment portfolio under way.
Investing 101: 4 Tricks for Building Your Portfolio Read More »
Taking your car to the shop is expensive. When you’re on a budget, car problems can be more than just a major annoyance. They can totally wreck your budget unless you’ve included an emergency fund.Â
Typically shops charge you twice the cost of parts for the labor to install them. So if the parts are listed as costing $100 they will charge you another $200 to install them.
To make matters worse, shops generally get a discount on the cost of the parts and then mark them up to more than they would have cost you if you paid retail. So those $100 parts may have only cost them $60 at wholesale, and you could have bought them retail for $75. But if you’re willing to put in some work, you could save money by handling those repairs yourself.
Cranky Car? A Short Guide to Simple DIY Auto Repairs Read More »
There’s no good time for someone in your family to get injured. However, if it’s going to happen, it’s best to be prepared. Whether it’s a broken arm, a severe cut, or a spinal injury, you need to be ready. Here are five tips on handling a serious injury in the family.
Unexpected Expenses: 5 Tips to Handling a Serious Injury in the Family Read More »
Regardless of the amount of money that your family makes, a burden can be put on family budgets by some events. When this happens, it is often time to think outside the box to come up with the extra funds needed. Here are four common family events and how you may consider financing them.
4 Expensive Family Events & How to Save Money on Them Read More »
As we said last time, redecorating and renovating your home is always interesting and exciting, but you’re not always in a position to make all of your wishes come true. That’s why planning ahead and being ready to compromise and navigate between your desires and reality is a must, and if you don’t have that much money, you simply have to find ways to work on a budget. Luckily, there are lots of frugal ideas everywhere you look and you can make wonders even on the tightest of budgets, so here are a couple of ideas you definitely shouldn’t avoid when decorating your personal space.
Renovation/Redecorating on a Budget Pt. 2 Read More »
