Many homebuyers, especially first time homebuyers, are so excited and nervous at the prospect of purchasing a home that they sit in the lender’s office, glance over a ton of official looking paperwork, sign on the bottom line and never really give any consideration to what they should be asking the lender before they make that all important final step in the mortgage process.
What to Ask Before Signing for a Mortgage Read More »
Can you Change Your Mind and Harness the power of your brain to Develop Unshakable Confidence, Tap into your hidden talents, create “instant Rapport” with strangers, eliminate procrastination, get more done with less effort?
Ralph Waldo Emerson said it this way, “Your own mind is a sacred enclosure into which nothing harmful can enter except by your promotion.” Or in other words, you are in control of your thoughts! You can change them if you know how!
Empower Yourself! Read More »
An asset puts money into your pocket while a liability takes money out of your pocket. Sounds simple enough but the wealthy know something the middle class do not.
In these tough economic times, it seems almost inconceivable that anyone would actually pay $450 a year for a “Black” Credit Card. After all you can get all kinds of cards for no annual fee! But…
Why Would Anyone Pay $450 for a Black Credit Card? Read More »
I recently heard about a couple that needs financial help. They are in the real estate business and not surprisingly due to the real estate crash, their income has dropped significantly in the last two years from $10,000 a month to $5,700!
Help! Our Mortgage Payment is Too High! Read More »
Divide your liquid assets into three categories: emergency funds, investable funds, and speculative funds.
Your emergency fund should be held in cash or cash-like investments… your emergency money should cover your expenses.
Your investable assets are those you shouldn’t need to touch for at least three to five years.
How to Invest Safely (and Profitably) Read More »
The big news for the last year has been refinancing existing mortgages. If this is something that you are considering, it is not too late to “jump on the bandwagon”. There has been no better time in the last forty years to buy a home or refinance an existing one! Interest rates haven’t been this
Boost your savings relatively painlessly… believe it or not, if you sit down and really put your mind to it, you can come up with dozens of ways to give your savings a boost. Here are a few ideas to get you going.
Improve Your “Save-ability” Read More »
Family values and traditions mold the way you think about money. Chances are if you came from a family where saving was important, you will think saving is important. But if your family spent every penny they had…
Is Saving Money in the Genes? Read More »
Ask a wealthy person how much he is worth and typically he will have a much better idea of his net worth than the average middle class person. Why is that? Especially since it is much more difficult for a wealthy person to track… The average middle class person is so focused on their income and expenses that they forget the big picture.
What the Rich Know about Wealth Read More »
Get 5% back on your purchases of gas, food and prescriptions.
Beat Inflation: Save 5% on Gas, Food and Drugs Read More »
The easiest way to save money on gas is to use less of it… so here are a dozen common sense ideas to help you use less gas.
A Dozen Tips on “How to Save Big on Gas!” Read More »
