London on a Budget- London isn’t a city that’s kind to your budget. In fact, the capital is perhaps best known for its expensive London hotels and pricey food. As soon as you step out of that ~15 mile radius, though, the expenses seem to drop. Unfortunately, no other city in England has Art Galleries nearly […]
London on a Budget: 5 Art Galleries That Don’t Cost a Penny Read More »
Budgeting is an essential task for anyone who has a set income. Many feel that living on a budget is necessary, yet difficult to implement especially over an entire family with different schedules and needs . Tracking down all of your bills and working out a schedule to pay them can take hours. Then, every
Budgeting Shortcuts Read More »
Our everyday money management activities can get a bit overwhelming as it takes time and concentration to manage and keep an up-to-date records on our finances. Personal money management software takes the hassle out of this task and makes it much easier to get it done. Our monetary activities include budgeting, monitoring credit cards, retirement
Top 5 Personal Money Management Software Programs Read More »
In this precarious economy, savvy consumers curb their spending on all sorts of luxuries and nonessentials of life. Even simple tasks and activities taken for granted as low cost (grocery shopping, driving, etc.) must be put on a shoestring budget to preserve savings and make every dollar count. In keeping with the thrifty lifestyle that
How to have a fun and thrifty weekend with your family Read More »
Weddings on a Budget- So, you’ve met the person of your dreams and are trying to plan your wedding. Congratulations are in order, but unfortunately, you also have to face the fact that you’re getting married in a time when the economy is the worst it has been in years. If you’re like most of
Add Flare to Your Wedding (On a Budget) Read More »
Every parent wants to give their child the best possible start in life and for many children that will mean a quality college education. So how can you provide your child with a college education without breaking the budget? With prior planning, even a family with a modest income can afford to provide their child
Saving For Your Childs College Education without Breaking Your Budget Read More »
Surfing and the ‘surf lifestyle’ definitely isn’t cheap! With inflation rising and the brands bringing out more and more super cool goodies to entice you, one can feel the squeeze on the wallet more often than not. Working in a shop that offers surf equipment and lifestyle clothing, I’ve learned a number of techniques that
How to Save Money on Surf Clothing and Equipment Read More »
Have you recently run out of money or gone bankrupt and are all of your credit cards maxed out? Are collection agencies calling you and ordering you to pay? If this is you, you are in between a rock and a hard place. You need a ‘debt-free’ plan for life. If you are in a
How to Overcome a Personal Debt Crisis: Save Yourself and Your Sanity in 5 Easy Steps Read More »
Editor’s Note: The wedding budget is a topic near and dear to my heart right now. Later this year my daughter Katie will be getting married and so our house is a constant buzz of wedding talk. But everything comes at a price. Fortunately, I’ve raised her well and she understands the value of money
The Wedding Budget Read More »
Many people prefer term life insurance policies to “whole life” because you get maximum insurance for the money spent. However, one benefit that whole life offers that is often overlooked is an exception from bankruptcy. If you are forced to declare bankruptcy, you can usually retain at least a portion of your life insurance proceeds
Whole Life Insurance Policies and Bankruptcy Read More »
We all go through periods of time where we realize we need to start watching our expenses. I know firsthand how difficult it can be when you realize your account balance is lower than it should be. My family lives on a tight budget, and although we are immensely happy and healthy, the issue of
3 Easy Tips to Cut Expenses Quickly Read More »
Grocery Budget – No Wiggle Room? Many people have the mistaken belief that your grocery bill is something that has little to no wiggle room. After all, your family has to eat, and skimping on food isn’t really an option. However if you’re spending a good percentage of your income on grocery bills each week and
Budgeting for Groceries Read More »
