Many people often struggle to decide which is better for them: Term Life Insurance or Whole-Life Insurance. Both policies exist to serve specific purposes. Term life insurance is simply life coverage only. When the insured person dies, the face amount of the policy is paid out to the main beneficiary. A term life policy can […]
The Differences Between Term and Whole-Life Insurance Read More »
Life insurance quotes play an important role in finding the best insurance policies and plans. The importance of life insurance is something that doesn’t need a discussion or debate. Everyone knows that life insurance plays a pivotal role in providing Security  for one’s survivors. There are numerous life insurance companies that operate in the market today and owing to
5 Things to Consider when getting a Life Insurance Quote Read More »
Choosing the right life insurance policy can often be confusing and overwhelming. With all the different insurance companies, policy types, and price quotes, it is hard to know which one will provide the coverage that is best for you and your individual situation. If you are thinking of purchasing a life insurance policy but are
How to Compare Life Insurance Options Read More »
Funeral Insurance Have you ever heard about funeral insurance? How is it different from Life Insurance? Having life insurance or health insurance is a common thing, but not many people are aware of the existence of funeral insurance. It may not be a pleasant topic but it happens to everyone and the more preparation the deceased makes,
What is Funeral Insurance? Read More »
None of us wants to think about getting old, but while a few things improve as we age, life insurance premiums are not one of them. As you get older, life insurance companies consider you a greater risk because there’s more likelihood that they’ll have to pay out on a policy than if you were
Life Insurance Over 50 Read More »
Let’s start with Whole Life, a type of insurance which, as its name suggests, is designed to cover you for the remainder of your life. The idea with Whole Life is that though you pay more than you would with Term Life, the extra money gets invested for you by the insurance company in a
Term vs. Whole Life Insurance – What Should You Choose? Read More »
Except for a very small subset of life insurance policies (no exam policies) virtually anyone who applies for a life insurance policy will be required to undergo a medical exam. Obviously, the insurance company wants to make sure they understand your health condition before they price the life insurance policy. As with any time you
Preparing for a Life Insurance Medical Exam Read More »
Is Life Insurance For Everyone? In today’s economy and society, life insurance can be a necessity. Unfortunately, about 40% of American families don’t have individual life insurance. But for families living on the edge financially, life insurance is especially important because if the family was struggling financially with the primary money earner how much more
The Life Insurance Safety Net Read More »
The main thing to keep in mind when thinking about what type of life insurance you should buy is to first determine why you are buying the insurance in the first place. There are many reasons why you need life insurance. Some of these reasons can include the following: Final costs including funeral and debts. Mortgage
Term or Whole Life Insurance- Whats The Right Option for You? Read More »
