Disability Benefits- Social Security Disability is available for physically or mentally disabled people. It is a means of helping them to live their lives in spite of their inability to work. Applying for disability benefits is a long process since it involves the government giving large amounts of money to the person applying. You must […]
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If you choose not to purchase private health insurance, you need to bear in mind that Medicare services are not always as readily accessible as you would like. Reports from the 2010-11 year published on www.australia.gov.au show that 15% of people who had consulted a general practitioner felt that they had waited longer than they felt was
How Many Australians Can Afford Not to Take out Health Insurance? Read More »
Save on Health Insurance- Even if your family is covered under a health insurance plan, having a large family can still be expensive when it comes to appointments, checkups and medication. Most health plans won’t give you and your family 100% coverage, and some plans won’t cover certain treatments. Despite this, it is still possible
Large Family? Check Out Four Ways to Save on Health Insurance Read More »
Your First Mortgage- Buying your first home is an exciting moment, whether you’re buying a studio apartment for yourself or a house for your family there are fewer joys in life like using your new key to unlock the front door for the first time. People are buying their way into the home owner’s world at
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Individual Dental Insurance- Dental insurance is available in indemnity, PPO and HMO plans. Most people wonder whether it is really necessary to have individual dental insurance since visits to the dentist are sporadic compared to other doctor’s visit. Indeed, most people visit the dentist when in need of urgent services such as extraction of a tooth,
Is Individual Dental Insurance Worth Purchasing? Read More »
Road Hazards From summer’s sudden thunderstorms to winter’s sustained barrage of snow, ice and poor visibility, the open road is a dangerous place in any season. While you’ll never completely be able to eliminate the risks associated with driving, you’ll be far safer if you’re prepared for what’s coming around the bend. 1. Animals For
Look Out Ahead: How to Avoid Common Road Hazards Read More »
Save on Car Insurance- It’s rare to find someone glad to pay insurance costs… until they have a claim. Then suddenly car insurance is the greatest thing since sliced bread…provided good choices were made on coverage options and deductibles. Physical damage coverage: Do you do really need it? Physical damage coverage fixes or replaces your car from
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Many people prefer term life insurance policies to “whole life” because you get maximum insurance for the money spent. However, one benefit that whole life offers that is often overlooked is an exception from bankruptcy. If you are forced to declare bankruptcy, you can usually retain at least a portion of your life insurance proceeds
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Adequate insurance is not a luxury; it is a necessity. Unless you are among the independently wealthy and can afford significant losses due to illness, theft, disaster, car accidents, or an unexpected death in the family, insurance is a necessity of modern life. Even the wealthy protect their jewelry, homes, cars, and larger assets with
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Funeral Insurance Have you ever heard about funeral insurance? How is it different from Life Insurance? Having life insurance or health insurance is a common thing, but not many people are aware of the existence of funeral insurance. It may not be a pleasant topic but it happens to everyone and the more preparation the deceased makes,
What is Funeral Insurance? Read More »
None of us wants to think about getting old, but while a few things improve as we age, life insurance premiums are not one of them. As you get older, life insurance companies consider you a greater risk because there’s more likelihood that they’ll have to pay out on a policy than if you were
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Fire Insurance is a specific form of property insurance that protects individuals or businesses from losses incurred by a fire (fire damage or fire destruction or relocation in case of a fire). There are four types of fire insurance policies that are available in the market – one that pays the actual value of the
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