Loans
What you need to know about loans.
Loans & Mortgages
The importance of Mortgage Pre-Qualification
You might want to consider getting a basic idea of your own regarding how much you can afford before you make an appointment to see a lender. One general rule of thumb states that you can afford a home that is worth twice your annual income. In some cases, this may not be entirely accurate, however…
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What to Ask Before Signing for a Mortgage
Many homebuyers, especially first time homebuyers, are so excited and nervous at the prospect of purchasing a home that they sit in the lender’s office, glance over a ton of official looking paperwork, sign on the bottom line and never really give any consideration to what they should be asking the lender before they make that all important final step in the mortgage process.
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Help! Our Mortgage Payment is Too High!
I recently heard about a couple that needs financial help. They are in the real estate business and not surprisingly due to the real estate crash, their income has dropped significantly in the last two years from $10,000 a month to $5,700!
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Mortgages
The big news for the last year has been refinancing existing mortgages. If this is something that you are considering, it is not too late to “jump on the bandwagon”. There has been no better time in the last forty years to buy a home or refinance an existing one! Interest rates haven’t been this
Miracle on My Street
By AMY YOUNG Buying a home for the first time, or any time, can be an exciting adventure, as well as a scary one. On the other hand, there’s also the pleasure of participating in the American dream of owning your own home. No more having to be quiet because other tenants might complain. No
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