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Budgeting

London on a Budget: 5 Art Galleries That Don’t Cost a Penny

London on a Budget- London isn’t a city that’s kind to your budget. In fact, the capital is perhaps best known for its expensive London hotels and pricey food. As soon as you step out of that ~15 mile radius, though, the expenses seem to drop. Unfortunately, no other city in England has Art Galleries nearly […]

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Budgeting Shortcuts

Budgeting is an essential task for anyone who has a set income. Many feel that living on a budget is necessary, yet difficult to implement especially over an entire family with different schedules and needs . Tracking down all of your bills and working out a schedule to pay them can take hours. Then, every

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Top 5 Personal Money Management Software Programs

Our everyday money management activities can get a bit overwhelming as it takes time and concentration to manage and keep an up-to-date records on our finances. Personal money management software takes the hassle out of this task and makes it much easier to get it done. Our monetary activities include budgeting, monitoring credit cards, retirement

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How to have a fun and thrifty weekend with your family

In this precarious economy, savvy consumers curb their spending on all sorts of luxuries and nonessentials of life. Even simple tasks and activities taken for granted as low cost (grocery shopping, driving, etc.) must be put on a shoestring budget to preserve savings and make every dollar count. In keeping with the thrifty lifestyle that

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Saving For Your Childs College Education without Breaking Your Budget

College Education- Every parent wants to give their child the best possible start in life and for many children that will mean a quality college education. So how can you provide your child with a college education without breaking the budget? With prior planning even a family with a modest income can afford to provide their child with

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How to Save Money on Surf Clothing and Equipment

Surfing and the ‘surf lifestyle’ definitely isn’t cheap! With inflation rising and the brands bringing out more and more super cool goodies to entice you, one can feel the squeeze on the wallet more often than not.  Working in a shop that offers surf equipment and lifestyle clothing, I’ve learned a number of techniques that

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The Wedding Budget

Editor’s Note: The wedding budget is a topic near and dear to my heart right now. Later this year my daughter Katie will be getting married and so our house is a constant buzz of wedding talk. But everything comes at a price. Fortunately, I’ve raised her well and she understands the value of money

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Whole Life Insurance Policies and Bankruptcy

Many people prefer term life insurance policies to whole life, because you get maximum insurance for the amount spent.  However, one benefit that whole life offers that is often overlooked is an exception from bankruptcy.  If you are forced to declare bankruptcy, you can usually retain at least a portion of your life insurance proceeds and value, though it

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