You might not know when you start-up your small business about the range of options that are available to you for your utilities, especially for electricity and gas. Sometimes, it can be quite difficult to decide, and normally, people just go with the company that they’ve always been with, or they pick whatever might be first […]
Small Businesses Should Shop Around for Better Electricity Contracts Read More »
By Contrarian Investing Sow a thought and reap an act, Sow an act and reap a habit; Sow a habit and reap a character, Sow a character and reap a destiny! As children grow, they are constantly observing people and things around them. This observation power increases over time and they try to emulate the people nearest
10 Ways To Teach Your Children About Money Read More »
Big-name talk show financial planners proclaim, “Run your family like a business!” In following their advice, it is best to take clues from common problems and then adapt techniques from small business accounting. Learn from the ugly “before” pictures “Draw practical conclusions from data about how families fall apart,” Jennifer Belknap, a San Diego financial
Go Pro as the Family’s Budget Manager Read More »
Very few people in today’s economy would be confident telling you that they have their finances under control. For many people, it is a daily struggle just to pay the bills, much less put anything away for savings or investment. If you are having a hard time with your finances, there are some steps that
Financial Planning and Budgeting Read More »
Getting the Most from Your Savings Accounts Building up a savings account is not as rewarding as it used to be. Interest rates on savings accounts are at all-time lows, which means that you will receive fairly minimal amounts of interest from cash held in most savings accounts, often the interest that you earn is
High Performance Savings Accounts Read More »
Editor’s Note: Long-time readers will know that when it comes to “Rent-to-Own” furniture I strongly believe that it is a “suckers bet” basically charging outrageous finance charges that end up costing you twice as much as the furniture is worth. There are only a few instances where it might be worthwhile. Both are short-term and
Are Rent to Own Home Programs Worth It? Read More »
Reducing Electricity Usage = Reducing Electric Bills Next to your mortgage, homeowners insurance, and taxes… the next major home expenses are electric bills. There was a time when electricity was used to run one light bulb and a radio but not much more. Modern homes use electricity for light, heat, refrigeration, cooking, washing dishes and clothes,
How to Reduce Electric Bills Read More »
Editor’s Note: Although they sound alike, Private mortgage insurance (PMI) and mortgage protection insurance (MPI) are two entirely different types of insurance created for vastly different purposes. What is Mortgage Protection Insurance (MPI)? Mortgage protection insurance is essentially a life insurance policy designed to pay off your mortgage in the event of your death so
Mortgage Protection Insurance vs Private Mortgage Insurance? Read More »
Forex trading has been advertised on countless websites and infomercials across the country. Infomercials promise that investors will reap large profits from their Forex investments, but offer little information to back up their claims. Some advertisements boast of millions that can be made by consumers who purchase their costly programs or hire their financial advisors.
Can You Make A Fortune with Forex Trading? Read More »
Proverbs 15:22 says: Without counsel purposes are disappointed: but in the multitude of counsellors they are established. KJV The English Standard Version puts it like this: “Without counsel plans fail, but with many advisers they succeed.” The best way to maintain your finances is to prepare a budget and know where all your money is
Getting Independent Financial Advice From The Experts Read More »
Most of us enjoy eating out. The pleasure of eating a meal prepared by the skilled hands of others and served to us while we relax is one of the last things we want to give up, even when money is tight. But it is possible to get great deals on restaurant meals even on a
How to Dine Out Without Breaking the Bank Read More »
Houses are getting bigger and bigger. But even with larger homes, bigger attics, 3 or even 4 car garages we still don’t have enough space to store all our stuff… We’ve become a nation of Pack-rats no longer able to find places to store our stuff we’ve resorted to renting Self-Storage facilities. But perhaps we
5 Ways To Save On Self-Storage Facilities Read More »
