If you have looked into wealth-building strategies, you have undoubtedly stumbled upon the raging debate over prepaying one’s mortgage. Here is the objective scoop. Prepaying Your Mortgage – The Pros and Cons When paying a mortgage, one is in the unique and unfortunate position of having to pay a lot of interest over a long […]
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It’s no wonder that the majority of homeowners dream of one day being able to pay off their home loan and live a life free from the shackles of interest rates, home finance and worries about meeting the monthly mortgage payments because the largest expense the majority of us take on in a lifetime is
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Looking for information on dental insurance? I have a friend who will say simply: ‘Google it!’ Well, it doesn’t have to be Google in particular; it could be any search engine that you have taken a fancy to. You should have countless results about dental insurance inside of one minute. Insurance is one of the
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A “Low Doc” or sometimes called “Low Doc Home loan” are mortgage or home loans where documentation for verification of your income is not required. However, all other documentation is. These loans are ideally suited to self-employed, independent contractors, investors, credit rating impaired, ex-bankrupt or clients with arrears on current mortgages and borrowers who have
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For years, lenders have utilized “credit scoring” to determine whether or not an individual is a good credit risk. Credit scoring has recently become a hot topic, due in large part by the mortgage lending industry’s willingness to use the process to evaluate one’s likelihood of repaying home mortgage refinancing or second mortgage loans. Even
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Unfortunately, many employers put stock in the faulty idea that bad credit is synonymous with bad morals. You know this is a ridiculous belief, but many leaders in the corporate world accept it as doctrine. It is not unheard of in these economic times for employers to perform credit checks on their staff, claiming that
Job Loss and Bad Credit – Related? Read More »
IRA Distribution Rules are a mine field. One incorrect move and you can discover yourself faced with high taxes and penalties that may wipe out years of savings and investment. Complicating issues is the Darwinian evolution of IRAs that have taken place since the pioneer IRA was introduced in ’74 with the enactment of the Employee
The “baby boomer” age group has now gotten to retirement age and are more than likely researching the best retirement states in which to enjoy their golden years. There’s particular key elements they ought to be thinking about. They will want to look at what every state is offering retired people, the retirement communities in
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Being in debt causes life to be more stressful and less enjoyable . By the time most people see the error of their ways, they’re already in so much debt that it will take them many years to get out of it. Fortunately, there are options that can help you get your debts paid off
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There is no doubt in my mind that the real estate market has bottomed out. I’m in Miami this week trying to pick up some “deals” in this recession-hit-hard town and I’m starting to see some changes in the marketplace for real estate.
Why the Bottom Is in for U.S. Real Estate Prices Read More »
English is the international language of business and used increasingly around the world, especially within the finance sector. So how did English become the language of international finance? British colonialism led to the spread of the English language throughout Asia and Africa where it became the language of education and governance. As the British colonies
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Balance transfers are one of the most sophisticated ways of saving money on a credit card. They do come with a number of catches that have to be borne in mind and these include balance transfer fees. A balance transfer offer is when it is possible to get a lower interest rate on the balance
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