Home Maintenance: How To Save Money This Winter

As the temperature drops, your heating bills can soar. According to the U.S. Department of Energy (DOE), heating and cooling your home can account for as much as 48% of your utility bills. But a few simple steps can drastically cut your energy expenses. Here are some tips for home maintenance that will help you save money this winter.

Install a Programmable Thermostat

leaky-house-id-100172650Installing a programmable thermostat is an easy way to make sure temperatures in the home fluctuate correctly based on the schedule of inhabitants. There is no point in heating or cooling an empty room. And surprisingly the worse your insulation the more a programmable thermostat will save you. This is because heating (or cooling) a leaky house for an extra hour takes more energy than conditioning a tight house. A good idea is to program your thermostat to cut back 10 to 15 degrees when people aren’t home during the day. Turning back your thermostat for 8 hours can save as much at 10% a year on your heating bill.

Seal Out Drafts

Air leaks are one of the [Continue reading]

Be Sure Your Family is Secure Physically and Financially

As parents, we all want our homes and family to be safe. Ensuring that your family is secure physically and financially is your job as a parent. However, we can’t always be present to make sure this happens. As a result, home security systems and certain types of insurance coverage can help to ensure the safety of everyone and everything under your roof.

Providing Physical Security

Burglar Bars do not have to make your house look like a prison

Burglar Bars do not have to make your house look like a prison

Investing in a Home Security System is an important part of overall protection. This is a tool that is often overlooked, due to the cost and initial fees. However, the benefits that it provides to family members in a time of need is priceless. Many security systems have a feature called “Interactive Monitoring” or more commonly “Remote Access” which allows you to monitor your home alarm system cameras from an outside location, such as via a website, on a laptop or via a mobile app on your phone.  It will also allow you to [Continue reading]

How to Take Charge of Your Money


People often think that the only way to accumulate wealth is to be frugal and make lots of sacrifices. However, accumulating wealth doesn’t always demand that you live a sparse life; rather, it requires that you use what you have efficiently (waste … [Continue reading]

5 Easy Ways to Pick Up Some Quick Cash


Unless you're a one-percenter, you're probably painfully aware of the harsh reality that a lack of cash brings. Unfortunately, it's much easier to burn through a wad of cash than it is to make it. Nevertheless, there are ways to make some spare cash … [Continue reading]

6 Reasons Investing In Real Estate Can Be a Good Idea

100 Year Housing Index

Investing in real estate got a bit of a bad reputation during the crash of 2008. Early in the new millennium people had developed the idea that real estate only appreciated in value and never fell. This idea was propigated primarily by this … [Continue reading]

4 Tips For Saving Enough For A New Family Car


Saving for a new car can be difficult, but it's important to keep the benefits of saving in mind. According to Forbes, it's easier to save if you keep the "future you" in mind while cutting corners now to save for the future. You'll thank yourself … [Continue reading]

Retirement on the Horizon? Financial Tips to Plan for your Future

Retirement Finances

No matter how old you are, it is never too early or too late to plan for your financial future. Many years ago, I read a little booklet entitled "The Tyranny of the Urgent" that has stuck with me ever since. The basic premise was that we often spend … [Continue reading]

How Air Conditioner Prep In Fall Can Save Money in the Future


Just because the weather is beginning to cool off doesn't mean your home's air conditioning system can be ignored in the coming months. A little preventative maintenance carried out in the fall could save you quite a bit of money next spring. Here … [Continue reading]