Selling Your Car? 4 Insightful Ways To Come Out Ahead

Selling your car can be a heart-wrenching experience. Over the years you’ve spent countless hours together, it was your pride and joy… your old reliable. At first, you babied it and cared for it. You invested not only money but you also invested time in it. But now you will have to part company.  You will watch it drive away with its new owner, perhaps with some regret, but even still, counting the money in your pocket.

The car you cared about for years has become little more than a business transaction, so you want to get the most you can for it. Here are a few tips on how to maximize the selling price and the value of your old car.

Clean It Up

Sell Your CarBelieve it or not, many buyers may care more about how a car looks than how it runs. Your car may be in perfect mechanical condition, but if it is an eyesore to look at, its value immediately drops. Clean it up from one end to the other. Wash, wax, and polish, or even pay to get it detailed. If the car is worth enough money at resale, then it’s worth a few bucks to get it ready for resale.

Unfortunately, car dealerships can’t pay top dollar for used cars. They have overhead and sales expenses and unless your car is in mint condition they will simply wholesale it off without looking back. If they do pay top dollar it is because they are making it up somewhere else. If you are looking to unload it fast go to a dealership and use it as a “trade-in”. But if you want top dollar you have to [Continue reading]

Reigning In Your Healthcare Expenses

Many families struggle to make their budget work from week to week. Your family’s paycheck can get spread really thin when there are a lot of expenses to account for. One common source of hardship for many families is the cost of healthcare. Luckily, there are things you can do to make sure you get your healthcare expenses under control. Below are a few different strategies to consider.

Obtain Medicaid or Medicare

Reigning In Your Healthcare ExpensesYour first thought in regards to saving on healthcare should be whether or not you can obtain health insurance through the government. Federal programs like Medicaid and Medicare can pay for all or nearly all of you and your family member’s health expenses if you are approved for these programs.  Medicaid is specifically designed for [Continue reading]

5 Mortgage Expense Hacks

5-sneaky-ways-to-optimize-your-mortgage-terms

Cutting small expenses from your budget can make a difference, but the best way to make a large impact on your household spending is to hack your mortgage expenses. Because a mortgage is the largest expense for many American households, taking these … [Continue reading]

Taming Home Maintenance Costs

woman-flooring-id-100430000

When considering home maintenance costs one "Rule of Thumb" suggests that you set aside 1% of the value of your home as a repair budget. So if you live in Pennsylvania and you own a median priced home of $195,000 you should set aside $1,950 per year … [Continue reading]

Retiring Right: What You Need to Know About Retirement Planning

Retiring Right What You Need to Know About Wealth Management 1

Since 2013, the Federal Reserve Board has conducted the Survey of Household Economics and Decisionmaking (SHED), which evaluates the economic well-being of U.S. households and identifies potential risks to their financial stability. According to to … [Continue reading]

4 Sneaky Ways to Save on Halloween Costumes

Save Money on Halloween Costumes

Halloween is fast approaching and whether you have several parties to go to, or a night of trick-or-treating with your family, you don't need to spend a fortune in order to have a great costume. Fortunately, there are many ways to create an … [Continue reading]

5 Ways to Simplify Your Financial Life

5 Ways to Simplify Your Financial Life

Life can be stressful enough without adding juggling finances to the mix. It is possible to simplify your financial life, however, and doing so can free up time and ease certain financial worries. Here are five easy ways to make managing your … [Continue reading]

Another Post on the All Important Emergency Fund

Savings- ID-100449264

I know it may seem like we are harping on this subject but it really is that important. Without some spare cash the smallest unforeseen circumstance is an emergency. With enough cash in your bank account it is just an inconvenience. So which do you … [Continue reading]