What Adopting a Pet Means For Your Finances

Pets of all kinds can have an extraordinary effect on human beings. They offer love and companionship and will thrive on yours in return. However, they’re also expensive. Before you adopt a new pet into the family, make sure that you understand the financial consequences to your budget before you join one of the 62% of American households with a pet.

Adoption Costs And One Time Fees

ID-10039739Adoption can cost you anywhere from $0 to a few thousand dollars, depending on where you get your pet and what it is. If you adopt a kitten or puppy from the next door neighbor’s unexpected litter, you might pay nothing at all. If you adopt a puppy or dog from a shelter or rescue society, you can expect to pay somewhere between $35 and $400. A kitten or cat will cost between $50 and $100 to adopt.

However, if you want a [Continue reading]

5 Things Most Families Forget When Budgeting

If you want your family budget to work for you, it’s important to take a little time to set it up right. A budget that works, doesn’t leave you feeling shackled or struggling to make things fit, but instead gives you a better sense of security and control.

Planning well involves more than jotting down major monthly expenses and throwing your best guess at the rest. Pinnacle Financial Partners recommends taking a look at at least 6 months and preferably a year of your personal checking account and your credit card bills to get a complete picture of what you spent when. This is crucial, because most families forget to budget for things like the following:

Better Banking What Most Families Forget About in BudgetingExpenses that don’t arrive every month should still be factored into your budget. Semi-annual insurance premiums, tax liabilities, even annual medical expenses like routine tests, dental care, and eye exams won’t [Continue reading]

Where You Shouldn’t Skimp Even If You’re on a Tight Budget

Where You Should Splurge When Managing a Tight Budget

If you are working with a tight budget, you might be looking for ways to save. Unfortunately, buying some products on the cheap might end up costing you more in the long run. Here are five things you shouldn’t feel guilty about splurging on, so you … [Continue reading]

Your Own Personal Money Machine


Financial security is something that everyone desires. And if you've spent any time on this site you will know how important it is to plan for your future financially. One way many people invest for their future is through a plan like a 401k or an … [Continue reading]

Money – How to Get It and Keep It


By Doug Casey Editor's note: Casey Research founder Doug Casey literally wrote the book on profiting during economic turmoil. His book, Crisis Investing, spent multiple weeks as No. 1 on the New York Times bestseller list and became the best-selling … [Continue reading]

6 Tips To Improve Your Money Management Skills


If you find yourself always short of funds, it doesn't necessarily mean you're not making enough money. The real cause might be poor money management skills, such as living without a budget or not tracking your spending closely enough, or paying too … [Continue reading]

Is Beach Rental Affordable on a Budget?

Affordable beach rent on a Budget

Many people are struggling financially perhaps due to a lack of work experience, working part-time while attending college classes or simply the overall economy. Younger families may also be paying student loans or have other expenses to contend … [Continue reading]

Five Tips to Plan for a Natural Birth

Five Cheap Ways to Plan for a Natural Birth

Many women today are hoping to have a natural birth so they can be comfortable as they welcome their new baby into the world. Natural births have many advantages, but it is important for you to take the time to prepare for one. Preparing beforehand … [Continue reading]