How the Nautica Beach Chair Saved Me Hundreds of Dollars

This being prime vacation season I thought I’d tell you a bit about my vacation. On Monday I set out from Virginia on my way to a week on the coast of South Carolina. Fortunately for us the sharks are hanging out a few hundred miles North of here. The weather is beautiful and the water is warm and inviting.

But like most tourist areas it seems that everything is designed to separate the hapless traveler from his hard earned money. But being a die-hard “frugalista” I’ve worked out a system to keep my money where it belongs i.e. in MY pocket.

CoolerFirst of all, before we left home we visited our local Walmart and Sam’s. While there, we stocked up on snacks for the trip, bottles of soda for the cooler and a couple of Nautica Beach chairs. So rather than paying $1.50 for a package of NABS or a 1 oz bag of chips I spent pennies on the dollar and all I had to do was turn around and grab one while driving rather than stopping.

We also [Continue reading]

Frugal Tips for Large Families

Frugal Big FamilyIt is not easy to save money, especially when providing for a large family. Lots of kids means lots of driving, activities, and doctors’ visits. Fortunately, there are ways that big families can reduce their spending. Below is a list of tips that will help as you get started on a budget.

Buy in Bulk

Shopping in bulk can save a lot especially if you have a large family to feed. Stores like Sam’s, BJ’s or Costco specialize in larger quantities. Rather than selling a single stalk of celery they package them in sets of three. Likewise spaghetti sauce is bundled to include two or three large jars and cereal boxes are [Continue reading]

Pinching Pennies: Five Tips For the Money Savvy Family

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The increasing cost of living is making it more difficult for families to save money than ever before. Fortunately, there are many ways families today can live frugally. Here are five tips to cut monthly expenses and live within your means. Tip 1: … [Continue reading]

Brand Building: Five Ideas to Kick Start Your Small Business

Branding Your Small Business

Editor's Note: One of the best ways to improve your family finances is with your own small business. In addition to the extra income, another major advantage of your own business is the ability to write off expenses. The only requirement to be … [Continue reading]

4 Tips to Avoid a Call from a Collection Agency

Reduce Debt

As darkness falls, the financial fears begin to nag you... one common fear that plagues many is of missed credit card payments and wrecking your credit score. The crunch of mounting debt and the fear of a call from a collection agency is enough to … [Continue reading]

Financial Freedom: What you Need to Know About Your Mortgage


Buying a house is probably one of the biggest decisions you will make, so it's important to understand what you're getting into. Suppose you live in British Columbia and have decided to build a new home. So you have spoken to a custom home builder in … [Continue reading]

What to Do if You Get a “Windfall”


Everyone has dreamed of getting a "windfall" of some sort at one time or another. Perhaps it is an inheritance from a long lost Uncle, winning the Lottery or having the "Prize Patrol" show up on your doorstep. Sometimes the money can come from less … [Continue reading]

Will a Court Case Cost or Save You Money?


Going to court to receive damages for a personal injury lawsuit seems almost American these days. If you have been injured, you expect the guilty party that caused your injury to legally compensate your pain, suffering, or disfigurement in some … [Continue reading]