5 Surprising Ways to Save Money on Household Expenses

Trying to cut down on household expenses is never an easy task. After all, these recurring monthly costs seem never ending. But it turns out that there are few simple changes that you can make that will save you a lot of money over a period of time. Here are five surprising ways to save money on household expenses:

1. Get the Right Thermostat

Most people know that setting back your thermostat when you are away will save you money. And the worse your insulation is the more it will save you. But adjusting the temperature in your home when no one is around can sometimes be a hassle. To avoid this inconvenience and to save money at the same time, install a programmable thermostat. This piece of technology will learn your living patterns and it will adjust the heating and/or air conditioning if no one is home or if you are sleeping. After several months, you could pocket big savings from your energy bill. The HVAC professionals at Seliga Heating and Cooling informed us that, “Over the years, thermostats have changed quite a bit, and they continue to improve and develop. Nowadays, you can get thermostats with touch screens, and some can be controlled through a Wi-Fi connection. Other thermostats can show the current weather on a high-definition display while others have different features for extra convenience.”

2. Cut the Cable Cord

Cable television plans are getting pricey, but [Continue reading]

How to Coupon the Modern High-Tech Way

You’ve probably heard fantastic stories of professional “couponers” who descend on a grocery store line with a stack of coupons an leave the store with a truckload of merchandise for a couple of dollars. Although coupons can often mean tremendous savings, getting this level of discount is time consuming and requires almost obsessive planning and organization. Most people like to get things for free or at a discounted price, but they don’t have the time to take couponing to this level. Fortunately, technology has made it a little easier to use coupons and to reduce our everyday expenses without having to be obsessive to do it.

Shoppers Cards

Many stores have a “shoppers card” that offers better prices to “members” of their program. Another perk of the program is that you can download coupons to the card. Then when you show the card at the store, the coupons that you have loaded will automatically reduce cost of the total amount of the order. This is an easy way to stay on top of the latest coupons without worrying about having to carry them with you. Some stores like Kroger also offer [Continue reading]

Credit Cards Out of Control? 3 Ways to Get You Back on Your Feet

Would you believe a purchase of $1000, with an interest rate of 18%, could put you in debt for the rest of your life? Around 72% of consumers have at least one credit card. In 2016, the average household with credit card debt carried more than … [Continue reading]

More Than a Price Tag: How to Calculate the Overall Cost of Buying a Home

Costs of Buying a House

If only buying a home was as simple as buying a loaf of bread at the grocery store. Life sure would be easier. Imagine the price that you see on a home actually being the price you end up paying. As you likely know by now, that simply is not the … [Continue reading]

4 Tips For Finding Deals On Everyday Necessities

Finding deals on everyday necessities is much easier than you think. Many are shocked to find they are overpaying for groceries, health services and other essentials. When you take advantage of local deals, coupons, mobile apps and web-based … [Continue reading]

Sprucing Up Your Yard On A Budget (Video)

No matter how big or how small your yard, you want it to look great. You might think that this isn't possible on a limited budget, but there are many things you can do that don't require a great deal of money. Consider the following ways to spruce up … [Continue reading]

Energy Finances 101: How to Decrease Your Bills By 10 Percent or More!

Next to your mortgage, energy costs are one of your major monthly expenses. The average U.S. household spends about $325 on heating and cooling a month, and that's not even half of your total energy bill... you also have water heating and … [Continue reading]

Upgrade Your Windows and Save

Replacement Windows

As much as 30% of your home's energy energy loss can be due to older single pane windows. If they are drafty and leaky the loss can be even more. So replacing older windows is a project that can easily pay for itself. If you live in a place that … [Continue reading]