Top Vacation Articles

With Vacation season coming soon here are some vacation related articles you might enjoy:

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Teaching Children While Saving for College

Many adults, find it hard to plan for something that may not happen for another few years or decades. For a child, it may be nearly impossible to comprehend the need to worry about something that won’t occur until they are two or three times as old as they are today. However, it is critical that parents find a way to teach their children while saving for college as part of their mandate to prepare them to become independent adults. This is not simply because of the benefits of getting an education, but the process itself is actually beneficial. If you simply plunk the money down when the time comes you will actually not be doing the best thing for your child and he or she may not appreciate the gift that has been bestowed upon them and thus may actually waste much of the opportunity.

Delayed Gratification

Experts have found that the ability to postpone or “delay” gratification is actually one of the key predictors of success. The famous “Marshmallow Test” tested children and found that those who as children were able to wait for the second marshmallow ended up having higher SAT scores, lower levels of substance abuse, lower likelihood of obesity, better responses to stress, better social skills as reported by their parents, and generally better scores in a range of other life measures. (You can see the followup studies herehere, and here.)  So by teaching your child this important skill you are actually giving them more than just an education.

Teach Good Money Habits Early

To get a child interested in saving for college, it may be a good idea to [Continue reading]

Frugal Finances: 5 Ways to Save Money on Home Bills

Home expenses can creep up significantly, often without your realizing it’s happening. Price increases and the growing need for everyday services can eat into your income rapidly. But you can take control of your home expenses, if you carefully … [Continue reading]

10 Great Educational Family Vacations

One of the best ways to bond with your family and explore new destinations is to take a vacation together. When you want to have fun while having a getaway, it can also be the opportunity to have an educational experience. Here are a few educational … [Continue reading]

What to Do When Debt is Burying You Alive

Debt and Bankruptcy

Debt is a serious financial problem. According to Credit.com 80% of Americans are in debt, 44% have mortgage debt, 41% of millennials have student loan debt, 41% have car loans and 39% have credit card debt. According to Bloomberg, one in 7 American … [Continue reading]

Why Adding A Mother-In-Law Apartment Could Be a Good Investment Bet

When it becomes necessary for your parents or in-laws to move into your home, you might want to create a space so that they don't feel like they're living in the same house as you and your family. It will give them the space that they desire and your … [Continue reading]

4 Hobbies That Can Make You Money

Mark Twain famously said, "Find a job you enjoy doing and you will never have to work a day in your life". By simply "thinking outside the box" you can turn a hobby into a moneymaking enterprise and do exactly what Mark Twain was referring to. Even … [Continue reading]

3 Factors To Consider When Calculating Your Home’s Value

When it comes time to sell your home, you will need to know how much to list it for. However, if you list it at the wrong price point, you risk either getting too little for the house or not getting any offers at all. Many people like to keep … [Continue reading]

Safe Summer: 3 Ways to Protect Your Kids from Recreational Injuries

Children are out of school and are looking forward to a fun-filled summer both at home and while on vacation. Unfortunately, summertime adventures are more likely to result in injuries than sitting inside playing video games. According to … [Continue reading]