Working from home has a lot of benefits, one of which is substantial tax savings. And although filing your taxes might be complicated in the beginning, nonetheless you need to learn how to do it properly. Whether you work from home as a freelance writer, designer or a business consultant you should be aware of […]
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Credit is crucial. In fact, your credit score determines your ability to procure auto loans, credit cards and home mortgages. Some might say that it can make or break your financial future. Main Credit Scoring Agencies There are three major consumer credit reporting agencies that operate in the United States: Equifax, Experian and Transunion. When a lender considers
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In this economic world managing finances has become a daunting task. You need to be an effective money manager to save your money for future needs and to enjoy your current life. These days maintaining financial stability is not an easy task. Many people are filing bankruptcy or losing their valuable assets. Most IT company
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Children are hardwired to learn from their own mistakes. A painful fall might teach them not to run on a slippery floor. A bruised finger might teach them to be more careful around closing doors, windows and drawers. A blood-drawing nip from the family dog or cat might teach them that even cute animals don’t
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Reward Zone Master Card vs. The Best Buy Master Card- Last time you were checking out at Best Buy you may have been asked if you would like to sign up for a Best Buy rewards card. You’ll want to think carefully before you sign up for one of these cards. You’ll want to be
Best Buy Rewards Card – Yay Or Nay? Read More »
Our everyday money management activities can get a bit overwhelming as it takes time and concentration to manage and keep an up-to-date records on our finances. Personal money management software takes the hassle out of this task and makes it much easier to get it done. Our monetary activities include budgeting, monitoring credit cards, retirement
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Financial Management is not Rocket Science- Do you have numerous bank accounts, various credit cards and personal budgets, but no overall plan? Are your financial management strategies haphazard? Lack of proper organization and planning normally leads to short -term financial disaster and long-term less than optimal results. You should tread carefully when it comes to managing finances, in order to
Losing Money faster than you’re making it? Tips for Managing Finances Read More »
Financial Planning Insurance planning, risk management, Estate Planning  and retirement planning are all essential aspects of personal finance that you shouldn’t take lightly. You need to calculate how much you’ll need to retire and be sure that the amount you come up with will allow you to maintain your standard of living. Next, you must define your risk tolerance and put
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By Mariana Ashley Back-to-school season is here. And while most incoming college freshmen have factored in the cost of tuition, housing and food, most forget to calculate the added expense of what should be one of the priciest items on their school supplies list—textbooks. Some, especially introductory freshmen course textbooks, can cost as much as
Save Money this College Season: Textbook Rental Trend Gains Popularity Read More »
By Tim McMahon, editor I just recently received a email that made me mad. I get extremely upset when I see bad financial advice being palmed off on an unsuspecting public. What made me so mad? It was an email with the subject line:Â “The answer to getting caught up financially is here.” Sounds interesting
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Money management is an important life-long skill to learn. As parents, it’s your job to teach them the skills that will benefit them as they become adults and learn to manage their own households. Although it may seem like a complicated task – I still have trouble understanding concepts like dividends, compound interest, and capital
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Life is hard at the best of times but it is doubly difficult to make ends meet at the present time. What with the credit crunch, the downturn in the global economies and job cuts in almost all the industries. We all want to live the life of our dreams by having a better house to live in, drive the car of our dreams and pay our bills without having concerns about our bank balance at the end of the month. Most of these things are possible with changing our lifestyle and better money management. All of this is achievable with proper budgeting advice.
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