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January 2018

Water Heater Tips

How to Save Energy When Using a Water Heater

For every 10 degrees that you lower your water heater’s thermostat, you will cut 3-5% of water heater electricity expenses on your monthly bill. Some water heater units are preset as high as 140 degrees; temperature this high has a high chance of scalding. If this is the case, then you can easily set it lower to 120 degrees. 120 degrees is generally enough for your hot water needs. See this video for some great tips on further adjustments you can make to save even more.

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Financial Planning: More Than a Savings Account

There is little in life more satisfying than setting a goal, sticking to it, and then seeing your hard work and discipline pay off. This is especially true when meeting your savings goals for an “Emergency Fund,” then a College Fund. However, building up your savings account shouldn’t be the extent of your financial planning. Here are a few ways to make your savings the beginning of even more financial success.

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Car Financing

Say Hello to a Good Buy: How to Make Financing a Car Less Complicated

If you look at your car and wonder how much longer it’s going to get you where you need to go, it might be necessary to replace it with a newer model. If you haven’t saved up enough to pay cash for your next vehicle, the thought of financing a vehicle may be frightening, but it doesn’t have to be that way. You can find financing that is simple and straightforward. Here are a few suggestions to help.

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