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Home Office

Simple Ideas to Create an Inviting Home Office Space

Small Business / By

If you’re running your business empire from your home, you already know how tough it can be to divide your living space from your office space. Home business owners should keep these two spaces separated in order to legally take the home office deduction on their taxes.  A home office should be a space dedicated only to work and it needs to be in accordance with the type of work you do. That will show how professional you are and accentuate your effort in making your business thrive and become more successful. The main thing you need to keep in mind is that you need to try to create a balance between making yourself comfortable and creating a space worthy of having clients.

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Homeowners Tips

Frugal Family: How to Save Money on Regular Home Maintenance

Home Improvement / By

It’s much more relaxing to reside in a home that Isn’t constantly breaking down. In order to do so,  you must put sufficient time and effort into giving it proper maintenance. However, maintenance doesn’t have to cost you an arm and a leg. If you want to reduce your routine home maintenance expenses, you should test out these avenues right away.

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Home repairs

Think Ahead: 4 Steps You Can Take Now to Prevent Expensive Home Repairs Later

Home Improvement / By

Home ownership can be a source of continual pride and happiness for both you and your family. However, even the most well-maintained home can also be accompanied by a multitude of costly home maintenance activities. In this article we will discuss several preemptive measures that you can take to avoid the most expensive types of home repair.

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Finance of Medicine

Recovering from the Unexpected: 4 Tips for Financially Dealing with a Medical Condition

Health / By

After you have a health issue, a lot of things change in your life. It comes with major stress and financial problems as well. However, although it may not be easy, if you don’t give up and instead take the right action, you can move past it over time. Here are four tips you should use to help you in dealing with the financial aspects of a medical condition:

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College Hustles

Make Extra Money while Going to College

Education / By

College is expensive and can set the stage for debt payments for years and years to come. The average student today expects to rack up about $40,000 in student loans and believes it will take 10 years to pay off them off. According to U.S. News “The standard repayment plan for federal student loans puts borrowers on a 10-year track to pay off their debt, but research has shown the average bachelor’s degree holder takes 21 years to pay off his or her loans.” 
The first step is to make every effort to not rack up the debt in the first place this can include things like going to Community College to get the basics first (at a much lower cost) and earning money while in college. 

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Health Insurance

4 Ways You Can Reduce Healthcare Expenses

Health / By

Even if you have insurance, medical care costs can be expensive. Many policies have deductibles and co-pays that you have to cover out of your own pocket. And to make matters worse health insurance costs themselves are increasing. As a matter of fact, health insurance costs are up over 40% since 2005 compared to overall prices being up “only” about 28% as you can see from this chart from InflationData. 

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Budget Decorating

Biggest Budgeting Challenges when Decorating a Home

Frugality / By

Interior designing seems easy, but sometimes people seem to forget that there are many factors you need to take into consideration. For most of them, sticking to their intentions is the hardest part, and they quit renovating their home in the middle of the process. If you want to avoid this, you should pay attention to a few things and, as the result, you’ll end up with the best interior possible. Your major advantage will be knowing the obstacles you may expect and how to work through them. So, start making some plans and thinking about what kind of style will suit you the most.

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Repairs

Avoid being “house poor” by taking these 4 steps

Loans & Mortgages / By

We’ve all heard cautionary tales of new homeowners who have ended up “house poor.” Yes, their homes may be gorgeous and enviable, but that asset is all they have. But in reality, they’re struggling to afford their homes and live their lives comfortably. And, if there’s one thing you don’t want to do as a buyer, it’s to find yourself in a similar position. Here are the steps you can take during your home search to ensure you find a home that works with your wallet and keeps you comfortably in your budget:

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