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Financial tips for 20 somethings

Money in Your Twenties: 5 Reasons You Need a Financial Planner

The first few years after you graduate from college are some of the most important of your life. You may for the first time have to figure out how to make student loan payments, pay rent and make sure that there is food in the pantry. The good news is that a financial planner can help you create a budget that works today and in the long-term.

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Lower Cable and Internet Bills

4 Ways to Save Money on Internet Service

Internet service is a must-have for the vast majority of households today. People rely on Internet access for all sorts of daily tasks. Parents pay their utility bills on the Internet. Children research homework assignments online. People take care of shopping needs through online retailers, too. If you want to save big on vital Internet service, however, there are numerous convenient approaches you can try.

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How to Achieve a Coast Style Inspired Home on a Budget

There is one reason why decorating your home beach-inspired is a great idea… it is inexpensive. Of all the decorating styles, “coast” inspired decorations is the most budget-friendly way to go to achieve the look. In this style, the majority of the items needed can be recycled, repurposed and can be done all by yourself.

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Boost Your Credit BEFORE Buying Your 1st Home

Buying a home is always a very big and important decision. When you are looking for your next home, making sure that you will qualify for the best possible mortgage is a great idea. To get the best deal, you will need to make sure that your credit is in good order before you try and buy the property. Remember a better credit score means a lower interest rate and even a half percent can make thousands of dollars difference on a mortgage. 

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Buying a New Car? How Your Credit Score Can Affect Your Purchase

Even though most people might dread the car buying process, it’s even worse if your credit isn’t in good condition. Your credit has a huge impact on your ability to buy a car and the ease of the process of buying a car. Think of each of these ways your credit affects the car buying process before you start your new car search.

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Coin Collecting: 6 Ways to Get the Most Money out of Your Collection

Coin collecting is a time-honored and highly enjoyable hobby. Every collector, at some point, will need to understand the intricacies of selling, however. Whether you wish to sell a single coin or need to sell your entire collection, you will want to get all the money you can for it. Here are six ways to get the most money out of your coin collection.

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How To Spot Major Used Car Maintenance Issues Like A Pro

There’s more to finding a great deal on a used car than looking at the sale price. Beyond how much you’ll have to pay to drive the car home, you need to think about the long-term prospects of how much that particular pre-owned car will cost you. Sure, that used car may seem like a steal at the moment, but it also can be a ticking time bomb that could blow up in your face — leaving you with hefty repair bills. Ultimately, putting you in a really bad position.

Although buying a car — used or new — is a bit of a risk under even the best circumstances, buying a used car means you should be extra-careful. You may not be able to make your used car purchase a 100 percent success. Though you can take a lot of the risk out of buying a used car if you know the warning signs of which you should be aware. By taking a few moments to look for some of the most common warning signs of maintenance issues, you can save yourself the nightmare of buying a lemon and be much more confident in your used car purchase.

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4 Financial Hacks to Prepare for the Cost of Moving

It’s no secret that moving is an exhausting and costly endeavor. Even a short move across town creates a shift in daily routines and requires virtually the same supplies and resources as a long distance move. Boxes, wrapping materials, tape, and a truck—it all adds up. Good planning is the backbone of any unruffled move. Here are a few hacks to include in your plan to keep your moving costs reasonable.

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A Retirement Checklist: What to Do in the Year before You Retire

Planning your retirement could easily be one of the most joyous moments in one’s life – knowing you’re still vital enough to live for the next couple of decades and earning your freedom to do nothing all day long truly is amazing! However, retirement isn’t as simple as it may seem in the beginning and you need to think it through thoroughly before you embark on this journey. 

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