One of the perks of growing older is more tax breaks, especially after the ages of 50 and 65. By making the most of available tax deductions for seniors and retirees, you can drastically reduce your income taxes and boost your retirement savings.
The Personal Finance Perks of Aging: 15 Tax Breaks You Enjoy After 50 Read More »
As more people live well into their 80’s and 90’s, the concern over retirement funds continues to grow. Several decades of income need to be saved, and many people don’t know how to achieve their ultimate financial goals. Take a close look at these retirement tips you may not have considered.
Retirement Tips You May Not Have Considered Read More »
The home buying process should be a fun and interesting one whether you are shopping for your first home or have gone through it several times before. The internet, smartphones and virtual tours have changed the way that people shop for homes these days. How can modern technology aid in your home search and provide valuable insights along the way?
4 Insightful Ways to Start the Home-Buying Process Read More »
There comes a time in most people’s lives when you find it necessary to go through the process of applying for a loan. It may be for a car, a home, or to help pay for school tuition, but the underlying process of getting a loan is what fuels the consumer economy of the United States. You might not know how to think about this new financial aspect of your budget though, so here are a few things everyone should understand about the American credit and debt industry.
What to Know About Getting a Loan for the First Time Read More »
Building a balanced investment portfolio may sound like a daunting task. But with the abundance of helps, resources, and learning tools available today, this essential task does not have to be stressful. In fact, learning about investing can be fun, especially as you make your first investments, watch your savings grow and your worries shrink! Here are the six basic investment types you and your family should add to your investment repertoire.
Six Investment Types Your Family Should be Making Read More »
The year 2016 was the best of the current decade for the American housing and mortgage markets, but economists are not expecting 2017 to be an encore year in this regard. The strong demand seen in the last few years for mortgage loans will taper off in 2017, and the cost of borrowing money will become greater due to interest rate increases planned by the Federal Reserve. Based on the above, it will be in your best interest to get your mortgage under control in 2017. Here are five strategies you can implement to make this happen.
5 Mortgage Management Strategies for 2017 Read More »
The holidays are a strain to most peoples’ bank accounts as they spend money giving gifts and being festive. You’re likely no exception and might find yourself feeling extra stressed out financially once the New Year starts and you realize how the holidays affected your spending and budgeting. Take measures to help yourself recover and get back on track to your goal of being financially responsible by spending less and saving more.
Post-Holiday Financial Blues: How To Make A Recovery After The Holidays Read More »
Though many people want a move-in ready home, others are willing to buy a house that needs a little work to get a break on the price and a chance to build equity. However, there’s a big difference between a fixer-upper and a money pit so the majority of buyers require a professional home inspection before completing the sale. Here are four major issues that can spook buyers or kill your final home sale price.
More Than a Fixer-Upper: 5 Major Issues That Will Kill Your Home Sale Read More »
plan on using wise wealth management techniques to build your estate so you can leave something for your heirs even if you never received anything yourself.
7 Ways Today’s Families Can Build and Protect Their Wealth Read More »
If you’re shopping for health insurance, it’s essential that you select the right plan for you and your family. Health insurance is a very important part of being able to obtain health care at an affordable cost, and if you don’t select the right plan, you could be struggling to find a doctor that will see you or you could be on the hook to pay for the care you need. To help you make the best choices, be sure to avoid the following mistakes when shopping for health insurance.
Avoiding Common Health Insurance Mistakes Read More »
There’s nothing worse than facing an urgent expense with no cash. A few weeks ago we published 5 Easy Ways to Pick Up Some Quick Cash and today we have 4 more ideas for you.
4 More Ways to Pick Up Some Quick Cash Read More »
As the temperature drops, your heating bills can soar. According to the U.S. Department of Energy (DOE), heating and cooling your home can account for as much as 48% of your utility bills. But a few simple steps can drastically cut your energy expenses. Here are some tips for home maintenance that will help you save money this winter.
Home Maintenance: How To Save Money This Winter Read More »
