6 Annuities FAQs: Yesterday we talked about how useful annuities are for retirement planning. Today we are going to look at some common misconceptions about annuities. Fact or Fiction? — 1) Many different investments offer a guaranteed income stream. — Fiction! Annuities are the only financial planning option that can guarantee a continuous stream of income throughout […]
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Why You Need An Annuity 1) Annuities Provide Tax Savings An annuity has numerous advantages. The first advantage is tax deferral on interest and capital gains which allows the principal to compound tax free and can save you a lot of money. There is no IRS reporting requirement until you actually make a withdrawal from
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A savings account can be useful for many purposes. It provides you with the ability to earn interest on your funds while maintaining an emergency fund, saving for a major purchase and more. After making the decision to open a savings account comes the task of deciding which type of savings account you should open.
Savings Accounts: Which One is Right For You? Read More »
As Americans, we generally have way too much stuff. There are everyday items that we really do need, but these are few and far between. For the most part, our items range between stuff we could live without and stuff that is just complete and utter junk taking up space. If you’re trying to downsize
Best Money Advice: 5 Everyday Items Which Are Worth Investing In, and 5 Which Aren’t Read More »
Selling a business is a massive undertaking.  Whether the reason for selling is due to retirement or lack of interest, you hope to gain a profit from the sale of a business that you have worked long hours to grow. With brokers’ fees, however, you can see your profits rapidly dwindle. This might lead you
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Everyone knows that the best MBA programs are really expensive. Your Family Finances has looked at a number of creative ways to pay for schooling, but how can students be sure they’re really getting their money’s worth once enrolled? Emma Collins works for a website that profiles the best MBA programs of 2012, and today she looks at
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You’re in the market for a car, but, unfortunately, your budget precludes you from buying a 2013 Ferrari F12 Berlinetta or the latest Lexus RX 350 or any other car whose name mixes letters and numbers. So, it’s off to the used-car lot, or searching the classified ads for a vehicle with few miles on
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Choosing the right retirement plan is perhaps the most important decision you can make to ensure a secure retirement. However, it is evident that many people fail to adequately plan for their life after retirement. The old saying, “if you fail to plan, you plan to fail” definately applies in this situation. One method of providing for
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Many Americans recently have faced the spectre of filing bankruptcy. Some of these people have been facing long-term unemployment and other factors due to the economic downturn in America. Is it possible to be too broke to file bankruptcy? People who have waited until their unemployment has run out, may be too broke to file for bankruptcy
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If you’re looking for a powerful and effective way to clean without using chemicals, you could be in the market for a steam cleaner. Steam cleaners work on almost all household surfaces – tile, carpet, and furniture – and they can be ideal for people who suffer from allergies, especially if you have pets in
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Most people nowadays own insurance. Ranging from health to life, to liability insurance; insurance helps people in various ways.  It manages risks and at the same time, it can also help you manage your wealth; this is one reason why it is very important to choose the best insurance plan in order to establish the best financial plan
Insurance 101: All You Need To Know About Insurance Read More »
Odds are that you’ve heard of extreme couponing. Realty TV stars talk about it, there are blogs dedicated to it and just about every person out there is at least familiar with the term. But, how hard is it to get into and does it really save you enough money to make it worth your while?
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