This form of lending is the oldest form of lending. Originally it was borrowing from family members or members of your local community but times changed and professional money lenders developed. Over time, these money-lenders became banks. But today with the global communications network things have come full circle. Peer-to-Peer lending is a simple type […]
What is Peer-to-Peer Lending? Read More »
When you decide to renovate, you need to take into account how the renovation might affect your homeowner’s policy. Each situation is different, and you will want to review your individual policy to ensure that the changes will be covered. However, there are some common ways that homeowner policies and insurance plan might be affected
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You might not know when you start-up your small business about the range of options that are available to you for your utilities, especially for electricity and gas. Sometimes, it can be quite difficult to decide, and normally, people just go with the company that they’ve always been with, or they pick whatever might be first
Small Businesses Should Shop Around for Better Electricity Contracts Read More »
When the time comes to either switch your car insurance coverage or get coverage for the first time, insurance companies are tripping over themselves to offer you the “best quote”. When rates change and you could be enjoying significant savings by upgrading or changing your coverage, however, they aren’t as forthcoming. Car insurance companies have
Make Car Insurance Quotes a Regular Habit Read More »
By Contrarian Investing Sow a thought and reap an act, Sow an act and reap a habit; Sow a habit and reap a character, Sow a character and reap a destiny! As children grow, they are constantly observing people and things around them. This observation power increases over time and they try to emulate the people nearest
10 Ways To Teach Your Children About Money Read More »
Big-name talk show financial planners proclaim, “Run your family like a business!” In following their advice, it is best to take clues from common problems and then adapt techniques from small business accounting. Learn from the ugly “before” pictures “Draw practical conclusions from data about how families fall apart,” Jennifer Belknap, a San Diego financial
Go Pro as the Family’s Budget Manager Read More »
The Bible mentions the poor 221 times. In verses such as Proverbs 19:17 “Caring for the poor is lending to the LORD, you will be well repaid.” and Proverbs 21:13 “If you won’t help the poor, don’t expect to be heard when you cry out for help.” So we know it’s a great idea to give to
Do You Know Your Charity? Read More »
Very few people in today’s economy would be confident telling you that they have their finances under control. For many people, it is a daily struggle just to pay the bills, much less put anything away for savings or investment. If you are having a hard time with your finances, there are some steps that
Financial Planning and Budgeting Read More »
Getting the Most from Your Savings Accounts Building up a savings account is not as rewarding as it used to be. Interest rates on savings accounts are at all-time lows, which means that you will receive fairly minimal amounts of interest from cash held in most savings accounts, often the interest that you earn is
High Performance Savings Accounts Read More »
Editor’s Note: Long-time readers will know that when it comes to “Rent-to-Own” furniture I strongly believe that it is a “suckers bet” basically charging outrageous finance charges that end up costing you twice as much as the furniture is worth. There are only a few instances where it might be worthwhile. Both are short-term and
Are Rent to Own Home Programs Worth It? Read More »
Reducing Electricity Usage = Reducing Electric Bills Next to your mortgage, homeowners insurance, and taxes… the next major home expenses are electric bills. There was a time when electricity was used to run one light bulb and a radio but not much more. Modern homes use electricity for light, heat, refrigeration, cooking, washing dishes and clothes,
How to Reduce Electric Bills Read More »
Editor’s Note: Although they sound alike, Private mortgage insurance (PMI) and mortgage protection insurance (MPI) are two entirely different types of insurance created for vastly different purposes. What is Mortgage Protection Insurance (MPI)? Mortgage protection insurance is essentially a life insurance policy designed to pay off your mortgage in the event of your death so
Mortgage Protection Insurance vs Private Mortgage Insurance? Read More »
