Moving out of your family home and venturing off into solo living can be exciting and daunting at the same time. Living alone for the first time is scary, but it can also be the best thing ever (or a mix of both). That’s why it’s a good idea to prepare yourself for all things good and bad to cope with living alone, especially if you’ve grown used to depending on your parents, siblings, or roommates.
A Guide to Living Alone Read More »
Serving a slab of meat at the center of a dinner plate is a luxury that defies the advice of health experts and costs a lot of money. Instead, you can put satisfying and nutritious dinners on the table for your family without breaking your tight budget by making smart decisions about meat, sides, bread, and how you purchase your food.
Eat for Cheap: What You Can Do to Make Filling Family Dinners Fit a Tight Budget Read More »
Sometimes becoming self-employed is the only path available if you want to follow your dreams. This can be an excellent way to get the most out of a job while also having more freedom to do as you please from day-to-day. However, while being self-employed definitely has its benefits, it also comes with its share of risks. While these shouldn’t put you off doing what you believe is best for you, it’s important to keep them in mind on your new venture. Otherwise, you might be in for a few unpleasant surprises somewhere down the line. Just be sure to consider these four things before starting your self-employment journey.
Self-Employed Considerations To Ensure Financial Security Read More »
Most people would be surprised by all the things that their insurance policies don’t cover. If it’s been a while since you’ve updated your insurance, you might want to take a few moments to reassess that coverage. After all, it’s vital that you know whether you are protected in case of an emergency.
Reassessing Your Insurance Coverage: Are You Protected in Case of an Emergency? Read More »
Having a child is supposed to be a happy blessed time, but if your baby is born with a birth defect it can be emotionally devastating, and expensive, but it doesn’t necessarily have to devastate you financially. Dealing with the accumulating medical bills may seem impossible, but assistance is available. Never ignore a bill, because this can lead to collection agency action and lawsuits. Instead, consider these ways of satisfying your financial obligations.
What Are Your Options for Paying Medical Bills When Your Child Has a Birth Defect? Read More »
There’s something to be said for holding on to an older car. Not only is there the emotional connection that you might feel towards your old car, but there’s also the simple fact that not buying a new car means you’re not spending money. There is, however, a point at which you really shouldn’t keep pouring money into your old vehicle. Below are a few times when it just makes more sense to sell your car as is than to get it repaired again.
When Is It Time to Sell Your Old Car? Read More »
The beginning of the year is a good time to set a budget for the major expenses that you know that you’ll have, such as your house payment and utilities. Your car is another asset that you want to ensure is financially covered. Unfortunately, when many people set their car budget they forget to include irregular expenses like repairs and tires, etc. The following are a few reasons to consider making a special fund to cover your car expenses through regular contributions instead of waiting until there’s trouble.
Why to Set up a Car Care Fund Read More »
While it is easy to forget about utility maintenance until a problem develops, it is best to keep everything working in top condition before the unexpected happens. Here are some large upgrades that although initially expensive can save big money in the long run.
Large Home Upgrades That Can Save You Money in the Long Run Read More »
Many people consider a proper HVAC to be an integral part of any modern home. Your HVAC system will work to keep the indoor environment at a comfortable temperature despite the climate outside. The higher the differential between inside and outside temperature the more work the HVAC unit must do. Unfortunately, these appliances can quickly drain a lot of energy and money if you aren’t careful. There are a few things you can check to make sure yours is running as efficiently as it can be.
5 Essential Checkups to Run on Your HVAC to Maintain Energy Efficiency Read More »
The cost of raising a family seems to increase all the time. For many people, any minor increases in income don’t necessarily keep pace with these added expenses. It can be tough to pay bills, make sure necessities are taken care of, and try to save a bit here and there. There are some costs in family finances that you might find are unnecessary. Cutting these down to size could help you save some funds or stretch your dollars further.
4 Ways to Cut Unnecessary Costs Read More »
There are few milestones that teenagers look forward to more than getting their driver’s license. In fact, about the only thing that could top that is for a teen to get a car to go along with that driver’s license. A car can be a significant investment, though, meaning that it’s wise to help prepare both you and your teen to take on this major change.
How to Financially Prepare Your Teenager For Buying Their First Car Read More »
Some owners enjoy customizing their cars, but personalization only goes so far when it comes to profit. While regular maintenance and certain upgrades can preserve a car’s value over time, there are other modifications that ultimately work against a car’s future sale value. These four things that impact a car’s value may be done without the owner even realizing the potential harm they cause; the good news is that all of them are easy to avoid and even correct if they’ve already been done.
Things that Cause Your Car to Lose Value Read More »
