When you have extra money to put toward your home, it’s important to choose improvements that earn back your investment either immediately, over time or when you sell your house. Below are seven simple improvements can be done in a weekend or less, and all of them put the spent cash right back into your bank account.
Home Improvements that Will Pay for Themselves Over Time Read More »
The simple fact is that debt equals stress, especially when that debt keeps growing. Even when you feel that there is no possible solution to your current debt situation, don’t lose hope. Options are available to help you to keep the debt from growing and to get yourself in a better financial position. Here’s what
What to Do When Debt Piles Up Read More »
While many major events can result in unexpected expenses and lost wages, these issues do not have to jeopardize your financial future. Â Major life events can wreak havoc on your personal finances and that is why during ordinary times you should be building yourself a safety net. This net should ideally be six months to one year of living expenses. So if you typically average $3,000 per month in expenses (this includes rent/mortgage, food, gas, utilities, entertainment, everything) then you should have an emergency fund of at least $18,000! (6 x $3,000= $18,000) and preferably $36,000. If you don’t have at least the minimum you are at risk if one of the following events hits you.
Don’t Panic! 3 Stressful Fiscal Issues That Shouldn’t Blow Your Budget Read More »
If you’re short on money this month, you have options. Here are a few ideas that you can try if you would like to bring in a little bit of extra cash.
Unique Ways to Find Extra Cash Read More »
Being a first-time homeowner can be both exciting and overwhelming. You can take pride in knowing that each payment that you make towards your home loan is helping you build equity in your home. While building equity is something to be proud of, now that you are the homeowner, gone are the days where you can call your landlord if something goes wrong with the plumbing. It’s now your responsibility to pay for the repairs that you need whenever something breaks down. A good way to save on the cost of the repairs is to learn to do it yourself. If you’re starting to notice that something isn’t right with your plumbing, here are some DIY tips:
Plumbing Problems: 4 Tips for the Amateur DIY Plumber Read More »
ar shoppers should keep in mind that American car dealerships are like Persian bazaars, and this means that they should not be afraid to negotiate. Auto shoppers should start their purchase journey online searching for a car model that meets your needs and has a good track record. Once you’ve decided on the model you are interested in you can start looking at the dealership inventory. Using the inventory search and lookup tools, shoppers will have a solid base for negotiation.
Getting the Best Deal on a New Car Read More »
Household debt continues to accumulate but not for the reason you may think. While spending is at an all-time high, so is the true debt builder: Interest. Interest rates vary across different types of loans, but the sheer amount of the loans makes the interest accumulate to staggering amounts.
How Does Your Debt Compare? Read More »
Buying a home is probably the largest purchase of your entire lifetime and one single mistake can easily cost you tens of thousands of dollars. The word Caveat means “Let him beware” in Latin and it is important to remember these Caveats when buying your first home.
If you are in the market for your first home, you’re probably excited about the prospect of no long living with relatives or no longer making your landlord rich by paying his mortage. However, there are many other issues that you should consider when selecting a property. For instance, you want to make sure that the house is in a nice area close to things that you like or need. What else should you be looking out for?
5 Caveats When Buying Your First Home Read More »
Renovating your home is often an exciting process but also a stressful one. And one of the most important components of any renovation project is to plan your budget to ensure all the costs are covered. Anyone who has watched any HGTV knows that there are always unexpected surprises that cut into your budget so be sure to allow at least 10% to cover these unexpected expenses. Here are a few tips to help you to save smart and have enough to finish the project properly.
Saving on Home Renovations Read More »
Home expenses can creep up significantly, often without your realizing it’s happening. Price increases and the growing need for everyday services can eat into your income rapidly. But you can take control of your home expenses, if you carefully review how you are spending your money now, and make a few changes to live more frugally. Here are 5 ideas that can get you started on saving money:
Frugal Finances: 5 Ways to Save Money on Home Bills Read More »
One of the best ways to bond with your family and explore new destinations is to take a vacation together. When you want to have fun while having a getaway, it can also be the opportunity to have an educational experience. There are a few educational family vacations to consider taking when you’re ready for your next trip and want to create new memories.
10 Great Educational Family Vacations Read More »
When it becomes necessary for your parents or in-laws to move into your home, you might want to create a space so that they don’t feel like they’re living in the same house as you and your family. It will give them the space that they desire and your family a bit of normalcy while still being able to care for your parents or your in-laws. Before parents move onto the premises, you want to plan ahead by adding a mother-in-law apartment or even an extra room or two to the home.
Why Adding A Mother-In-Law Apartment Could Be a Good Investment Bet Read More »
