By Tim McMahon, Editor If you have children and are deciding on work, one consideration is how much money you will actually have left after paying for childcare. Sometimes, if childcare expenses are high, you may even wonder if it is worth working at all. After all, if the additional expenses associated with working plus […]
Does It Pay to Work When Paying For Child Care? Read More »
“A Federal Consolidation Loan is an outstanding debt-management tool. It can help you repay your federal education loans at a low, fixed interest rate with flexible repayment terms. Consolidation can lower your monthly payments by up to 60 percent. “Consolidation allows for significantly reduced monthly payments since the repayment period may be extended to as
College Education Loans Read More »
Financial Calculators for Mortgages If you would like to calculate whether a mortgage is right for you here are several calculators that will help. What will it take for you to pay off your mortgage? This Mortgage Payoff Calculator helps you find out. Rent vs. Own Mortgage Calculator– This tool will allow you to estimate
Financial Calculators for All Read More »
By Sharon L. Demarte, M.A. Recently I realized I am happy! I have found happiness! Oh, I have a couple of challenging life situations going on at the moment, but my overall state is that of happiness. I write this in a state of awe that I have actually gotten to this place and excitement
Searching For Happiness in All The Wrong Places Read More »
By: Judy Woodward Bates BIRMINGHAM, Ala. (BP)–One of the water pipes in Fred’s upstairs bathroom had a leak. Every so often, Fred would stare at the spot on his living room ceiling and comment, “I’ve got to get that pipe repaired one of these days.” Then one day Fred arrived home from work to find
Finances: Put some plans in place Read More »
By David Batchelor The seven letters of the word PASSION represent the initials of seven essential principles of management: PROFIT: Maximize sales and minimize expenses; instead of pursuing profit, let profit follow you. A person who can manage a great business is a person who can bring profit to the customer. Profit is not to
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By Todd Williams When the term financial planning is used many people get a sick and sinking feeling. Like math anxiety, financial anxiety can be debilitating. Below are some tips to help alleviate your money anxiety. 1. Change your focus Instead of thinking the financial planning process is drudgery think in terms of a treasure
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by Todd A. Williams Many People are challenged by managing money because they have no idea where it all goes. They may make a good wage; yet have no understanding of how they manage to spend everything. An important part of building a positive and lasting financial legacy is knowing where your money goes. In
Money Management for the New Millennium Read More »
Excerpt from the book; …And the cattle upon a thousand hills By Todd A. Williams The parable of the prodigal son is a fantastic example of the love of a father for a son, and the love of God for his children. While many who read the passage can clearly see the premise that God
Money Management for God’s people Read More »
By David Batchelor I would like to begin this article by asking you a question. Do you ever feel like life is passing you by in a blur? Does it seem as though you’re doing a lot of things, but you don’t know what you’re accomplishing? I have been there and still sometimes re-visit this
Managing Your Time Wisely Read More »
By Todd Williams Banks play a major role in the economic development and financial growth of the entire country. The period following the great depression saw radical changes in the banking industry that proved to be beneficial for the building of consumer confidence in the banking system. While our confidence has grown our knowledge and
Is your bank robbing you blind? Read More »
