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Have Poor Credit? 5 Things You Can Do to Help Yourself

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Poor credit is one of those pesky things that can feel like a ball and chain. It follows you around, makes certain financial opportunities impossible, and can be downright embarrassing to discuss. But just because you have poor credit doesn’t mean you’re doomed. In fact, there are many actionable steps you can take to improve your credit score and get back on track. In this post, we’ll discuss five things you can do to turn your poor credit around.

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3 Ways Keeping Tabs on Your Credit Helps More Than Just Your Finances

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When you think about your credit rating, you may think its importance when you apply for a new loan or a credit card. Of course, these are two important areas that do play a major role in your finances, but credit ratings affect more than your ability to borrow money. Here are some of the other reasons to keep tabs on your credit rating besides borrowing.

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Going from Zero to 720 Credit Score in One Year

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your credit score can have a big impact on many different areas of your life. If you have little or no credit history merchants don’t know if they can trust you or not so they charge you big deposits for everything including getting a cell phone, renting a car, renting an apartment or getting the electricity turned on. These deposits can be several thousand dollars! But if you had a good credit rating they would waive these deposits altogether.

If your credit score is not the best at the moment, you could be thinking about taking steps to improve it, but might not know the best ways to do so. Below are some of the things you should think about when it comes to your credit score.

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5 Essential Tips for Managing Your Credit Score

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Your good credit follows you in much more than granting you amounts of money you can spend and pay back over time. It follows you into everything from renting an apartment to getting a job. It determines the interest rate you will pay on credit cards, financing and loans. It can even alter how much companies charge you for things such as insurance or cellular phone service. A low score can even result in you paying deposits for public utilities and other services or require larger down payments on loans. Here are five tips to manage your credit score.

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How Bad Credit Happens & How to Keep It from Holding You Back

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Having a good credit score can make your life easier in a variety of ways. For instance, you may be able to get loans at lower interest rates or insurance policies with lower premiums. It may also be easier to get a job or get an apartment in a desirable area. Let’s take a look at why a person may have a bad credit score and how to overcome it.

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Tips to Boost Your Credit Score

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Many people are oblivious to the importance of a good credit score until the need arises… at which point it is too late. The awakening could come when you have to move out of a parent’s basement, or take out a loan for a car or startup. The tricky part about boosting your credit score is it doesn’t come overnight, or even after a few months. You have to plan strategically and build up your finances over time. Boost your credit score incrementally using these three simple tips.

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