Many people live in a vicious cycle of not having any money just days after being paid. Then they worry how they are going to live until they receive their next paycheck. This creates stress and wreaks havoc on their lives. This feeling of helplessness is further escalated if an emergency arises and they have […]
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In this precarious economy, savvy consumers curb their spending on all sorts of luxuries and nonessentials of life. Even simple tasks and activities taken for granted as low cost (grocery shopping, driving, etc.) must be put on a shoestring budget to preserve savings and make every dollar count. In keeping with the thrifty lifestyle that
How to have a fun and thrifty weekend with your family Read More »
College Education Plan- If you have children that are planning on attending college, you’re probably wondering exactly how you’re going to pay for their tuition, room, board, and all the other costs associated with getting a college education. Fortunately, there are ways to go about it, but you should start saving as soon as possible.
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As a young person, once you decide it’s time to move out of your parent’s house or upgrade from a college dorm room, the next step is to determine exactly where you want to live. You have two options for living situations. You can either rent, or you can buy. Unfortunately, there is no easy answer to whether
To Rent or Buy: That is the Question Read More »
Do you have a large sum of money and/or numerous items of value in your home? If your answer is yes, it may be in your best interests to hide these things in areas that are inconspicuous or unordinary. Since intruders often look in routine areas when they break into a home, you want to
How to Hide Cash and Valuables at Home Read More »
Virtual Data Room- As everything goes digital, it becomes more and more important to establish new methods for quickly disseminating information. It isn’t enough to simply store files on a hard drive; they need to be accessible and well-organized. A well-managed file system can help ensure that nothing falls through the cracks, and giving the
Five Reasons Your Business Needs a Virtual Data Room Read More »
Today, a new generation of children is emerging. Gone are the days when families have children primarily to earn their keep on the farm. Now, children are not happy unless they have the latest and greatest technology such as iPads, iPods, laptops, and iPhones. The value of a dollar has dropped drastically and as parents,
Teaching Kids Money Management Skills and Entrepreneurship Read More »
At one time in our history, attending college was just another rite of passage for many high school graduates. They often gave no serious thought to selecting majors that would be advantageous on the job market, and many chose to pursue educational goals solely because they had a personal interest in the subject matter. Rising
Majors to Avoid for Fiscally Minded Students Read More »
Weddings on a Budget- So, you’ve met the person of your dreams and are trying to plan your wedding. Congratulations are in order, but unfortunately, you also have to face the fact that you’re getting married in a time when the economy is the worst it has been in years. If you’re like most of
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Every parent wants to give their child the best possible start in life and for many children that will mean a quality college education. So how can you provide your child with a college education without breaking the budget? With prior planning, even a family with a modest income can afford to provide their child
Saving For Your Childs College Education without Breaking Your Budget Read More »
Many people prefer term life insurance policies to “whole life” because you get maximum insurance for the money spent. However, one benefit that whole life offers that is often overlooked is an exception from bankruptcy. If you are forced to declare bankruptcy, you can usually retain at least a portion of your life insurance proceeds
Whole Life Insurance Policies and Bankruptcy Read More »
Attend Community College Sometimes community colleges are viewed in a negative light. The implication is that the education provided by community colleges is inferior, and that people who attend such institutions will be disadvantaged when they switch to a four year school. However, these perceptions are for the most part false; the education offered by
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