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Frugality

How to Save Money on Surf Clothing and Equipment

Surfing and the ‘surf lifestyle’ definitely isn’t cheap! With inflation rising and the brands bringing out more and more super cool goodies to entice you, one can feel the squeeze on the wallet more often than not.  Working in a shop that offers surf equipment and lifestyle clothing, I’ve learned a number of techniques that […]

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Small Businesses Should Shop Around for Better Electricity Contracts

Electricity Contracts You might not know when you start-up your small business about the range of options that are available to you for your utilities, especially for electricity and gas. Sometimes, it can be quite difficult to decide, and normally, people just go with the company that they’ve always been with, or they pick whatever might

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10 Ways To Teach Your Children About Money

Teach Children About Money By Contrarian Investing   Sow a thought and reap an act, Sow an act and reap a habit; Sow a habit and reap a character, Sow a character and reap a destiny!   As children grow, they are constantly observing people and things around them. This observation power increases over time and they try

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How to Reduce Electric Bills

Reducing Electricity Usage = Reducing Electric Bills Next to your mortgage, homeowners  insurance and taxes… the next major home expenses are electric bills. There was a time when electricity was used to run one light bulb and a radio but not much more. Modern homes use electricity for light, heat, refrigeration, cooking, washing dishes and clothes, heating water, entertainment, computers and air-conditioning. Here

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