Every state in the U.S. requires that you have Car insurance. And of course, you want to protect yourself financially should something bad happen.
So with a captive audience, you might think that car insurance would be really expensive. Fortunately, competition among companies and a bit of knowledge on your part when looking for car insurance can help you lower your payments for this crucial coverage.
The biggest thing you can do to keep your car insurance rates low is by driving safely. Don’t get any speeding tickets! Having a clean driving record keeps your premiums lower than if you have any accidents or tickets to your name. Driver’s under 25 should take driver’s education or a safe driving school which will not only make them a better driver but also get them a nice discount on their car insurance. Some insurance companies offer an electronic device that plugs into your car and tracks your driving. It not only provides hard data proving you are a good driver but it also gives you real-time feedback on how you are doing. For instance, it will beep if you accelerate or stop too abruptly. This feedback will help you become not only a safer driver but also save you money on (now expensive) gasoline.