When it comes to choosing the right financial institutions, making the wrong decision can leave you with results that are far less than what you expected. In years past, almost everyone dealt with banks, but these days credit unions are chipping away at the bank monopoly. Here are the real differences between banks and credit unions.
Financial Institutions: Differences Between Credit Unions And Banks Read More »
Unfortunately, financial issues are the number one reason why couples get divorced. Finances and how you will handle them after you are married is a conversation you need to have before you get married. If not, it should be on the conversation table within the first few months of marriage. You need to know what your money habits will be in this new arrangement.
How New Couples Can Keep Their Savings Accounts Healthy Read More »
In this day and age, most adults need to have a checking account, just to keep on top of their day-to-day expenses. You can sign up for one quickly and easily at your local bank or Credit Union. While most transactions are still doable without a checking account, having one can make things much more efficient and convenient in the long run. Here are a few of the top reasons how opening a checking account that will make your life easier. Many in “Gen Z” might think that a checking account is unnecessary since “who writes checks anymore?”. But whether you write paper checks or not you still need a checking account to pay your bills.Â
Check Yourself: 4 Reasons You Still Need a Checking Account Read More »
Budgeting is especially beneficial in a big group, and can help ensure your family is financially sound now and in the future.
Banking Big: Budgeting Tips for Large Families Read More »
No one likes the idea of having to spend hard earned money on paying a whole bunch of bills. Nonetheless, they must be paid and if you want to maintain a good credit rating you must do so on time every time. Paying bills and doing so on time can be done hassle free. You
5 Shortcuts to Paying Bills in Record Time Read More »
Many families these days are living paycheck to paycheck many companies have cut back on full-time employees in favor of part-time due to fear about Obamacare. So families are pinching pennies and just scraping by. Saving for the future is the furthest thing from their minds. However, it is still very important for families to save for the
Five Tips On Savings Accounts Read More »
For anyone under the age of 25, it’s probably hard to imagine how the rest of us got by without the web since it’s become such an important part of our everyday lives. One of the biggest areas that has seen a massive change as a result of the internet, is the way we manage
Mixed Opinions over Australian Economic Outlook for 2013 A weak rate of growth for lending and an improved combination of funding sources has made the local banking sector more resilient than in the lead up to the Lehman Brothers 2008 collapse, according to financial experts. The last four years have seen Australian banks improve and diversify
Global Economic Outlook Read More »
Federal regulations have recently put limitations on the fees that banks are authorized to charge their customers. For instance, fees for overdraft services are regulated by the government and prohibit banks from charging consumers excessive fees for accounts that become overdrawn. In addition, banks may be required to reduce the fees that are charged to retailers and
What Is the Best Bank Account for You? Read More »
Our everyday money management activities can get a bit overwhelming as it takes time and concentration to manage and keep an up-to-date records on our finances. Personal money management software takes the hassle out of this task and makes it much easier to get it done. Our monetary activities include budgeting, monitoring credit cards, retirement
Top 5 Personal Money Management Software Programs Read More »
Secured vs. Unsecured Financing- When you need a large loan, you may be offered secured financing. There are many advantages to choosing a secured loan including better rates and lower credit standards. However, there are also risks associated with these loans. Here is what you should know about each option and how they can benefit
Choosing Between Secured and Unsecured Loans Read More »
Home Loan Refinancing- There are several reasons why you may consider refinancing your home loan. Interest Rates May have Fallen Your credit score may have improved You may want to change to a different kind of mortgage Benefits of Refinancing your mortgage. Securing Lower Interest Rates The #1 reason most people decide to refinance is to lock in
Your Guide to Home Loan Refinancing Read More »
