For most people who have a wallet or purse full of charge cards and credit cards the chances are they’re costing the individual money. Credit cards should work for you rather than you work for the credit cards. Thankfully there are now hundreds of cards which can actually earn you money and other rewards every […]
Do your credit cards work for you or is it the other way round Read More »
The use of credit cards may make it faster and simpler to make purchases, but for many it comes with a price. With multiple credit cards, it may become increasingly difficult for you to monitor your spending, and you can easily fall into debt. Credit card debt can be extremely difficult to get out of,
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It’s that time of year. College students are back in school or starting for the first time. They are getting things like class schedules, dorm rooms and of course, budgets organized. A big part of student finances is often the first credit card. Your first student credit card can give your credit a good boost,
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Are you in debt? Even if you’re not now, chances are you will be at one time or another at some point in your life. If not properly handled, going into debt can become financially burdensome and extremely stressful. The good news is that there are many strategies that you can employ to help in paying
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Credit Card Reform- The Credit card reform which was passed on 01 July this year seeks to address the $37-billion in credit card debt that Australian households are struggling to repay. Interest on the debt is said to average out at $4,852 per cardholder, as per the latest figures released by Roy Morgan Research. An impressive
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Credit Cards Hundreds of credit cards are available to you as a means to borrow money. Each credit card has varying qualification criteria, interest rates, and yearly fees. The average interest rate for a credit card is 16.97%, which is pretty hefty. Additionally, some credit cards charge a yearly fee of $19 to $150. Cash
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Teach Children About Money By Contrarian Investing Sow a thought and reap an act, Sow an act and reap a habit; Sow a habit and reap a character, Sow a character and reap a destiny!  As children grow, they are constantly observing people and things around them. This observation power increases over time and they try
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Your First Credit Card Why You need One You might be wondering why you would want a credit card when we hear so much news about how bad it is to get into debt. Well, not all credit is bad. In fact, it can be just the opposite. Credit cards are now a part of
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Get Out of Debt Getting out of debt can feel like an overwhelming, hopeless task. In reality, it is quite possible with some concentrated effort. Many people have eliminated substantial debt in just a couple of years once they put their mind to it and made it a priority.  Here are four tips on how to
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Small Business Credit Cards Owning a business can be cash-flow intensive and unfortunately many small business owners need to use credit in order to provide the cash flow they need to succeed. There are many benefits to using business credit cards for your cash flow needs. Not only are business credit cards more appropriate for
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Debt: Don’t be Liable The term Power of Attorney (POA) is often used to refer to the capacity of “attorney-in-fact” which allows one person to act as an “agent” for another person. Unfortunately, a power of attorney ends when the person granting the power to another becomes incapacitated. In order to allow the person to continue acting on your behalf
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Using Credit Cards Wisely As interest rates soar and debt concerns grow, credit cards are not necessarily the most desirable items right now. Talk of a failing economy, mounting economic debt, and high unemployment rates don’t instill much confidence in consumers to take out credit in their name. However, for many of us, credit cards
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