The Good Old Days are Gone Years ago when a person was hired into a job it was generally until the age of retirement, 30+ years. Companies gave pensions to workers to encourage longevity with the company. The retiree had a 401K, CDs paying 15%, stock and bonds, and other high-interest savings accounts. At retirement, […]
Tips For Obtaining Extra Funds in Retirement Read More »
After a week or two of the New Year, many of us are starting to wonder why we ever vowed to those resolutions in the first place. Sure we want to get our spending under control or shed a few extra pounds, but these goals require lifestyle changes that aren’t always the easiest to make.
Don’t Give Up On Those New Year’s Resolutions Yet Read More »
With the current economic meltdown and post recession hangover, the cost of almost everything has been increasing by leaps and bounds.And the cost of child care is no exception. The latest updates of Department of Agriculture (USA) claims the cost of raising a child has been amplified ten times since 1960. In fact for a family
How Expensive It Is To Bring Up A Child In The US? Read More »
Christmas has past and the new year is upon us. It’s a great time for some personal reflection. First, look back and think about last year. Did you have a good year? A worthwhile one? Did you treat people well and appreciate your family? Did you enjoy yourself? Did you conduct your finances in a
Making Financial Resolutions for the New Year Read More »
Do you know how much you pay for your electricity every month? Most of us don’t always take a good look at our utility bills, preferring to pay the amount due without so much as a perfunctory glance at the numbers that reflect our consumption pattern. This bad habit prevents us from knowing where and
Appliances That Bump Up Your Electricity Bill Read More »
If a key home appliance fails then it can be very costly to replace, but you don’t want the dirty laundry piling up because the washing machine isn’t working. There is a simple alternative to buying a replacement that can save you a lot of money. Every year thousands of repairable home appliances are being
Don’t Throw Out Old Appliances, Save Money By Fixing Them! Read More »
These days, the standard for most Americans is to work harder and harder at work everyday. Between bosses pushing us to the absolute limit and increased expectations from clients and customers, it seems like there is no room for failure. Everyone is being asked to do more work in the guise of a bad
Why Are We Working Harder For Less? Read More »
Being a mom or dad is not always an easy task, nor a cheap one. There are many things that must be considered when providing for your children and raising a happy, healthy family. Necessary items such as food, medicine, and household goods are all required expenses. Then there are things like clothing and family
Money-Saving Ideas for Frugal Moms and Dads Read More »
With the economy in a slump many people have gotten caught up in the day after Thanksgiving “Black Friday” madness this year. The advertisements and media hype can have you working up a storm about getting to the big box retailers to snap up the best deals. But when you step back to think about all of
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The energy companies have done it again. Just as the winter approaches, they have felt the need to increase their prices when consumers’ consumption is at its highest. With an average price increase on gas of 17.4 per cent and an average increase of 10.8 per cent on electricity, energy supplier look set to rake
Homes Turning Into Warzone Over Fear of Energy Bills Read More »
With retail gas prices increasing at an alarming rate plus today’s tough economy, saving money on gas just makes sense. The high cost of gasoline nowadays not only affects car owners; the higher cost of transportation actually affects almost every American consumer. Tip 1: Keep Your Car Properly Maintained Keeping your car properly maintained is a
5 Simple Tips on Saving Gas Money Read More »
Are your electricity bills killing your monthly budget? After your mortgage or rent, electricity and car expenses are the next major expenses. Don’t let your electricity bills shoot through the roof, take immediate action before it is too late. So the question arises what can you do to put a leash on your utility bill? Here are a few
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