Being in debt causes life to be more stressful and less enjoyable . By the time most people see the error of their ways, they’re already in so much debt that it will take them many years to get out of it. Fortunately, there are options that can help you get your debts paid off […]
Consumer Credit Counseling Read More »
Mortgage lenders are usually very keen on reminding potential clients about all the conditions and terms of a home loan. However, there will still be some cases when important information are left out…
What You Should Know When Getting a Mortgage Read More »
You might want to consider getting a basic idea of your own regarding how much you can afford before you make an appointment to see a lender. One general rule of thumb states that you can afford a home that is worth twice your annual income. In some cases, this may not be entirely accurate, however…
The importance of Mortgage Pre-Qualification Read More »
Many homebuyers, especially first time homebuyers, are so excited and nervous at the prospect of purchasing a home that they sit in the lender’s office, glance over a ton of official looking paperwork, sign on the bottom line and never really give any consideration to what they should be asking the lender before they make that all important final step in the mortgage process.
What to Ask Before Signing for a Mortgage Read More »
I recently heard about a couple that needs financial help. They are in the real estate business and not surprisingly due to the real estate crash, their income has dropped significantly in the last two years from $10,000 a month to $5,700!
Help! Our Mortgage Payment is Too High! Read More »
The big news for the last year has been refinancing existing mortgages. If this is something that you are considering, it is not too late to “jump on the bandwagon”. There has been no better time in the last forty years to buy a home or refinance an existing one! Interest rates haven’t been this
By AMY YOUNG Buying a home for the first time, or any time, can be an exciting adventure, as well as a scary one. On the other hand, there’s also the pleasure of participating in the American dream of owning your own home. No more having to be quiet because other tenants might complain. No
Miracle on My Street Read More »
