Home » Money Management » Page 11

Money Management

Big Family Saving

Practical Budgeting Tips for Big Families 

Frugality / By

Having a big family can be one of the best things in the world – the more kids the merrier! However, having more kids means having more responsibilities, and they can be expensive. That’s why big families often have to plan everything ahead and take every single thing they buy into consideration. Luckily, there are ways to spend less money, so if you too want to become more frugal, here are a few practical tips that might go a really long way.

Practical Budgeting Tips for Big Families  Read More »

Save money on internet

4 Ways to Save on Internet Expenses

Frugality / By

These days, many families have to make do on reduced budgets due to a reduction in the number of hours they are working because of the virus. With the rising costs of various services, this can certainly be a challenge. However, not every service is expendable. You can’t really be without internet service if you want to live and work in the modern world. Unfortunately, sometimes gaining access to the internet can also be expensive. Thankfully, there are strategies you can use to save on internet expenses for your household.

4 Ways to Save on Internet Expenses Read More »

How to save up for a house

Saving Up for a New House

Real Estate / By

Moving to a new home can be an exciting time for you and your family. Before you make the move, though, it’s important to save up plenty of money so that you can afford a good down payment, plus any unforeseen expenses that may come up. This saving is especially important if you’re moving to a new area, as expenses could be different than what you’re used to. To help increase your financial fitness, here are some tips to help families save up for a new house in a new area.

Saving Up for a New House Read More »

Summer cooling

How to Save Money Cooling Your Home Even in the Middle of Summer

Energy / By

Summer is one season where saving money can go right out the window, literally. In between beach vacations and backyard barbeques, staying cool is a must. Unfortunately, keeping your home cool and your utility bill low can be challenging. Depending on where you live, it’s not uncommon for the mercury to soar as early as April, and by July the heat is still raging. Thankfully, there are ways to stay cool and save money too.

How to Save Money Cooling Your Home Even in the Middle of Summer Read More »

Small Family Home

Cost Effective Options for Small Family Housing

Real Estate / By

Older homes were often built with the large families of the past in mind, but that rambling Victorian or sprawling ranch home can seem overwhelming for your family of two or three. Small families are also often on small budgets, so choosing a cozy, cost-effective home over a large and luxurious one makes sense. If you’re looking for a home that’s just the right fit, here are four of the most budget-friendly housing options for small families.

Cost Effective Options for Small Family Housing Read More »

How to flip houses

Budget Friendly House Flipping

Real Estate / By

Anyone who has watched HGTV knows flipping houses is a great way of making money. But there are risks involved as well. To succeed you need a good eye for location and the ability to determine what the most cost-effective renovations are. In the previous year, the average gross profit house flippers made was around $65,000 making an almost 45 percent return on investment. So, real estate can be a great investment opportunity if done right. However, many people go into it without thinking it through. They are then surprised by the amount of work involved. In order to maximize your returns, it is important to buy in the right location while not spending too much on renovations. This budget-friendly guide to flipping a house will help you find your footing in the ever-evolving real estate market.

Budget Friendly House Flipping Read More »

International Houses

Beware Of Foreign Exchange Fluctuations When Buying A U.S. Home

Money in the UK / By

To say that the global COVID-19 pandemic wreaked havoc worldwide would be an understatement. Even, the world’s largest and most powerful economy, the United States, suffered a significant impact from the shutdown related to the disease. The impact is being felt across all sectors, especially housing — an industry that was booming just months prior.

But foreign buyers with cash to spend should be able to find their dream home in any major city. As fans of HGTV’s “House Hunter’s International” know house hunting is no longer limited to one’s own country, today people often buy second homes in countries other than their own. One factor rarely discussed on TV shows however is the impact of different currencies on the cross-border buying process. If you earn money in one country and buy in a different country the currency exchange rate can have a big impact on the cost that you see. For instance, if you see that the housing prices in another country have fallen 30% in the local currency but the currency has appreciated 30% against your currency the price in your currency might be roughly the same. For more information, you can read this Forex FAQ to understand some of the risks involved in transacting with a different currency.

Beware Of Foreign Exchange Fluctuations When Buying A U.S. Home Read More »

Which is Better: New Construction or a Pre-Owned Home?

Real Estate / By

If you’re looking to buy a “new” home, the question that often arises is should you buy a brand new home or a pre-owned one? Do you want a brand new house that has never been lived in, customized with all the amenities that you or want? Or should you get an older house that may require more repairs and remodeling but may cost less initially and allow you to invest “sweat equity” to improve the value?

Which is Better: New Construction or a Pre-Owned Home? Read More »

Foundation Repair

What to Do If Your House is Sagging?

Real Estate / By

Foundation damage can seriously affect the value of a home, after all, who wants a house that is “falling down”? If you are considering buying a house with foundation issues you need to be VERY careful. If you have an older home or if your property has experienced severe weather that has damaged your home’s foundation, you are probably trying to figure out how to get the repairs done without paying a huge amount of money. Foundation work can be expensive, so it helps to find ways to save money when planning this type of restoration or repair project. Here are a few tips that can help.

What to Do If Your House is Sagging? Read More »

Checking Account

Check Yourself: 4 Reasons You Still Need a Checking Account

Banking / By

In this day and age, most adults need to have a checking account, just to keep on top of their day-to-day expenses. You can sign up for one quickly and easily at your local bank or Credit Union. While most transactions are still doable without a checking account, having one can make things much more efficient and convenient in the long run. Here are a few of the top reasons how opening a checking account that will make your life easier. Many in “Gen Z” might think that a checking account is unnecessary since “who writes checks anymore?”.  But whether you write paper checks or not you still need a checking account to pay your bills. 

Check Yourself: 4 Reasons You Still Need a Checking Account Read More »

Can Wall Street’s Foray Into Uncharted Territory Last?

Investing / By

Wall Street is recording its biggest bullish cycle ever. New highs are being reached during every new trading session – which is great news for those who trade the price movements of indices. While 2020 had a great beginning, many investors worry that Wall Street might not be able to keep up with this pace – especially with so many geopolitical and global economic uncertainties. Can the bull run last?

Can Wall Street’s Foray Into Uncharted Territory Last? Read More »

Scroll to Top