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Crowns

4 Dental Procedures to Account for in Your Budget

Budgeting / By

A dentist can help you to have a beautiful smile that you will enjoy showing off. Whether you need to visit one for an emergency or for a regular check-up, you want to make sure that you have enough money budgeted out to handle any procedures you may require. Your teeth are an important part of your appearance, play a role in how you speak, and allow you to eat the foods you love, so taking care of them is a smart investment. Many dentists are affiliated with either a dental program that guarantees you a specific reduced price like 1Dental, or they accept Dental Insurance, or they have an arrangement with a financing program that allows you to pay for more expensive procedures over time.

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Save money or pay off debt

Reduce Debt or Save– What Should You Prioritize?

Debt / By

Saving for the future or paying off your debt. Both are lofty goals that most of us have tried., but when it comes to determining which is more important, the answer is rarely cut and dry. When confronted with student loan debt and credit card bills, sometimes it seems the best way to get out of debt is to just pay it off. The issue is interest rates. Generally, one’s interest rates are high while the other is relatively low, and if you’re not saving, you may run into trouble before you’re debt-free.

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Electricity

Step by Step Guide: How to Calculate Electricity Usage Cost and Charges

Energy / By

Do you know how much your individual electrical appliances actually cost to operate? In a world where environmental awareness is a pressing concern, being aware and mindful of not only how much energy you’re using but also how much each appliance costs is more important than ever. Every appliance or device you use is reflected in your monthly energy bill, but that doesn’t mean they all cost you the same. This awareness of just how much each device uses and how much it costs can save you big if you’re careful. If you know the biggest energy vampires in your home, you can adjust your uses or replace them altogether. 

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Unexpected Car Repairs

Ways to Finance an Unexpected Car Repair While Sticking to Your Budget

Frugality / By

Car repairs are one of the most common budget busters around. An unexpected fuel pump failure, worn-out brakes, or a punctured radiator can cost several hundred dollars to have repaired. Most budgets don’t have that much flexibility built-in, but there are ways to handle an unexpected car repair. Here are some ways to handle your car problems.

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Investing for Beginners

A Beginner’s Guide to Investing: Major Dos & Don’ts

Investing / By

When first getting into investing, you might contemplate just jumping into the deep end—but, before you take that leap, there are some things you should consider. Investing can be a tricky subject, which for some can enhance that feeling of needing to get it over with and begin investing at the drop of a dime. However, it’s better to acquaint yourself with investing, and the methods many professionals undertake, prior to trying your hand. Here are some of the best tips we have to offer for those just getting into investing, particularly what you should and shouldn’t be doing.

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Mortgage Down Payment

4 Ways to Cut Back on Your Budget to Save for a down Payment

Loans & Mortgages / By

You’ve talked to your family and have made the decision to buy a home. This means that you won’t have to throw money away on rental payments each month. However, you’re going to need to provide a down payment for the house that you want to get. Real estate agents will tell you that a standard mortgage will typically require that you have 20% of the purchase price as a downpayment. But there are ways that you can have 10%, 5% or for first time home buyers 3% for your down payment.  And it is possible for Veterans to pay Zero percent down.

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