Children are a joy to have. Nothing can replace the love that your child will bring you as they grow. The expenses that can come along with raising a child, however, can be a different story if they are not planned for accordingly. Here are four ways to start saving for your kid’s future expenses.
Saving for Your Child’s Future Read More »
Housing costs are on the rise across the country and many would-be buyers are feeling lost when it comes to the property game. If you are looking to buy a home, it’s important find ways to make your money work for you rather than negotiating with an empty hand. Below are a few tips that can help make buying a house more affordable.
How to Combat Rising Housing Costs as a Prospective Homeowner Read More »
Starting a family is one of the most important and responsible decisions you’ll ever make, but it’s also one of the hardest decisions too, especially if you’re in a bad financial situation. The problem lots of young people have with starting a family is being financially unstable and not being completely sure what your future is going to look like – getting fired is now easier than ever, and that’s definitely not something you want to experience when you’re a parent. So, doing everything you can to secure your family’s financial future is of the utmost importance, and if you’re trying to do that as well, here are a few tips you might want to take into consideration.
Essential Tips for Securing Your Family’s Financial Future Read More »
Saving extra money can be simple if you have a plan. Once this has been established, be patient to stay committed to your goals. Here are some ways to cut back to have more money in your pocket.
4 Areas in Your Budget to Cut Back on for Extra Spending Money Read More »
Building luxury into your décor can be a simple process. From wall hangings to floor coverings to outdoor features, you don’t need to spend a lot to have a big impact.
4 Tips for Making Your Home Luxurious on a Budget Read More »
It’s more important now than ever to build wealth and the best time to form this habit is early in your lifetime. The sooner you start, the better your chances of retiring rich. While this might seem obvious, figuring how to go about it can be quite challenging. Investment, in any form, involves a certain amount of risk but the earlier you start, the more likely you are to be able to recover from the inevitable misstep. By starting small your risks are smaller as well. In this digital age, there is tons of information available to help you choose the right investment option and every other thing you need to know. However, as helpful as the information might be, you could get overwhelmed with the number of sources you have to filter and read through.Â
Tips for Successful Investing Read More »
While the cost of living has continued to rise, in many cases wages have not kept pace. This has many people living paycheck to paycheck, or worse, scrambling to find enough money to live independently at all. While you might try to negotiate with your employer for higher wages, knowing what factors are influencing your cost of living can make it easier to make your paycheck cover more ground. Here are four of the biggest factors that are raising your cost of living and ways that you can take them down a notch.
4 Factors Inflating the Cost of Living and How to Combat Them Read More »
Whether you want a big or small wedding, not exceeding your budget can be a daunting task. However, it definitely isn’t impossible to be within your price range and still have a successful wedding. As long as you have a good strategy to approach for party planning, you will be able to walk down the aisle without worrying about breaking your bank.
Making it Down the Aisle: 4 Cost-Cutting Tips for Large Wedding Parties Read More »
Debt can be an effective means to an end (such as home ownership) but it does need to be managed. Experts like Robert Kiyosaki say that there are two types of debt “good debt” and “bad debt”. Good debt is debt that “puts money in your pocket” and bad debt “takes money out of your pocket”. Examples of good debt are loans to start a business, buy rental housing, etc. Bad debt is consumer loans and car loans. A home purchase is actually borderline because it is an asset and its value generally keeps up with inflation but it is more like a forced savings plan (that you have to maintain) rather than a good investment. In our article The Wealthy Buy Assets, the Poor Buy Liabilities, and the Middle Class Buy Liabilities Believing They Are Assets we discuss this in further detail.Â
4 Tips for Staying on Top of Your Debt Read More »
Junk isn’t something that you need. It’s not something you want, either. Cash, however, is a whole other story, everyone likes to pick up a bit of extra cash. If you have junk, selling some of it can help you acquire cash and at the same time make it easier to keep your stuff organized and neat.Â
Harboring Some Junk? Useful Items You Can Sell for Quick Cash Read More »
If you’ve read any of our articles you know that we believe that creating a family budget is critical to effectively managing your finances. This is especially true if you want to get out of credit card debt, since you need to be sure that your expenses don’t exceed your income. Unfortunately, many people create a budget and think everything is fine and then when the end of the month rolls around they still are “short”. This is often the result of “missed” expenses. Here are a few financial costs that are often overlooked:
4 Overlooked Financial Costs to Include in Your Family Budget Read More »
Interior designing seems easy, but sometimes people seem to forget that there are many factors you need to take into consideration. For most of them, sticking to their intentions is the hardest part, and they quit renovating their home in the middle of the process. If you want to avoid this, you should pay attention to a few things and, as the result, you’ll end up with the best interior possible. Your major advantage will be knowing the obstacles you may expect and how to work through them. So, start making some plans and thinking about what kind of style will suit you the most.
Biggest Budgeting Challenges when Decorating a Home Read More »
