Saving money for your children’s college education can be one of the hardest things to do. As a parent, you have a lot of responsibilities already. You know that helping your son or daughter with college expenses is one of those responsibilities, but it’s often a low priority because college seems like it’s so far […]
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Deducting Travel Expenses- Do you use transportation for work or as a Volunteer? The IRS allows you to deduct many different types of transportation expenses, as long as you incur them while conducting business. While you can’t deduct your daily commute to and from work you can deduct many other travel expenses. These expenses include airfare, car
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Wouldn’t a pillow be nice between a rock and a hard place? Let me clarify, because the question is a little metaphorical. When was the last time you were in a pinch financially? I don’t mean that your world was falling down around you. I mean you made a miscalculation on your budget or when
A Financial Cushion that Protects Your Account from Being Overdrawn Read More »
Weddings on a Budget- So, you’ve met the person of your dreams and are trying to plan your wedding. Congratulations are in order, but unfortunately, you also have to face the fact that you’re getting married in a time when the economy is the worst it has been in years. If you’re like most of
Add Flare to Your Wedding (On a Budget) Read More »
The older that we get, the more we come to realize that our finances really do matter. Whether you’re saving to buy your first house or closing in on retirement, getting your finances in order is an important step to take. You can hire a financial planner to achieve your goals or try to go
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Refinancing Your Mortgage- With so many people turning to refinance their mortgage, perhaps you’re feeling that this is the right thing for you to do, too. While low interest rates and appealing offers could mean that refinancing your mortgage saves you lots of money, don’t be too quick to abandon your original payments. Read the
4 Hidden Costs to Refinancing Your Mortgage Read More »
Planning for Retirement- Everyone is living longer and there’s no reason to suppose that trend will change anytime soon. While some have the option to work longer, there comes a time when it is nice to say “enough is enough” and retire to the golf course or the garden, see those places that you have
Do you know what you need to retire? Read More »
“You don’t get rich by giving it away.” This old adage might sound obvious, but its message of frugality actually carries some vitally important lessons for anyone who aspires to improve their financial situation. We think of rich people as having enough money to spend on whatever they like, but you might be surprised to
Personal Finance Saving- What the Rich Know Read More »
Are you in debt? Even if you’re not now, chances are you will be at one time or another at some point in your life. If not properly handled, going into debt can become financially burdensome and extremely stressful. The good news is that there are many strategies that you can employ to help in paying
5 Excellent Strategies for Paying Off Debt Read More »
Payday loan providers are almost everywhere now as more and more people turn to them to get some quick cash. Payday loans typically have high interest rates and are almost always for a very short term – usually less than a month as they are an advance against the borrower’s next paycheck/payday, hence their name.
Payday Loans: Debt Trap or White Knight? Read More »
Top 3 FOREX Trading Scams As forex scams are quite prevalent, it is extremely important to remain vigilant when it comes to avoiding these types of situations. After all, in no way, shape, or form do you want to have to go through this type of harrowing ordeal. That said, how do you avoid being
Keep an Eye Out for the Top 3 Forex Trading Scams Read More »
For those who have only recently accumulated enough excess money to consider investments, the range of options can be startlingly complex. For many people, at the very most it used to mean leaving one’s cash in a high-interest savings account for a few years. But in terms of getting a bigger return, savings are arguably
What Are Good Investments? Read More »
