Choices- Making an Investment Bad Investment Choices Everyone enjoys hearing about a skyrocketing investment. But, the more common story is an investment that ended up losing money. A good investment is one where the principal is maintained and there is a steady increase in capital. Bad investments are ones that end up losing money. These […]
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PPI Claim- U.K. Finances Payment Protection Insurance (PPI) insures the subscriber against the inability to pay credit-based debts due to illness, unemployment, death, or disability. While PPI is helpful for some borrowers, in recent years it has been sold under false pretenses, with misinformation, or through coercion. If you are a victim of such sales
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Buying a home is a joyous and life-altering event that should not be taken lightly. That said, it is important to make sure you do not get in over your head when you buy a home because the consequences can be devastating. You certainly do not want to end up losing your home simply because
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Rebuilding Your Credit A foreclosure is often believed to be the worst thing that could ever happen to your credit score. While there is little doubt that it will damage your credit score considerably, the good news is that YOU CAN Rebuild Your Credit Score. In fact, your credit score can start to rebound in as
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Short-Term vs. Long-Term Loan A loan is a principal amount that is received by the borrower from the lender as a debt for a certain period of time for the repayment of the principle with an assigned interest. Loans can be provided by financial institutions, banks, peer-to-peer, etc. Loans differ by their features such as
Short Term Loan vs. Long Term Loan – Which One to Choose? Read More »
Funeral Insurance Have you ever heard about funeral insurance? How is it different from Life Insurance? Having life insurance or health insurance is a common thing, but not many people are aware of the existence of funeral insurance. It may not be a pleasant topic but it happens to everyone and the more preparation the deceased makes,
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Credit Cards Hundreds of credit cards are available to you as a means to borrow money. Each credit card has varying qualification criteria, interest rates, and yearly fees. The average interest rate for a credit card is 16.97%, which is pretty hefty. Additionally, some credit cards charge a yearly fee of $19 to $150. Cash-back
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We all go through periods of time where we realize we need to start watching our expenses. I know firsthand how difficult it can be when you realize your account balance is lower than it should be. My family lives on a tight budget, and although we are immensely happy and healthy, the issue of
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More and more consumers today are looking for ways to lower their energy costs. Most know to have windows and doors checked to ensure that there are no air leaks in their homes and many take the initiative to have new energy-efficient heating and cooling units installed. Many also replace their light bulbs with fluorescent
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Grocery Budget – No Wiggle Room? Many people have the mistaken belief that your grocery bill is something that has little to no wiggle room. After all, your family has to eat, and skimping on food isn’t really an option. However if you’re spending a good percentage of your income on grocery bills each week and
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With the current world economic situation as it is, it’s no surprise that energy costs have been dramatically fluctuating over the last few years. From being relatively stable to now rising and falling quite quickly, it can not only be hard to keep up but also hard to estimate a reliable energy budget. For a
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This form of lending is the oldest form of lending. Originally it was borrowing from family members or members of your local community but times changed and professional money lenders developed. Over time, these money-lenders became banks. But today with the global communications network things have come full circle. Peer-to-Peer lending is a simple type
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