Shopping can brighten even the worst of days for many people. Simply head to the store, choose your items and pull out the plastic. For many, that instant high is followed by a devastating crash when they realize that that credit card bill will have to be paid sooner rather than later. Impulsive credit card […]
6 Ways To Control Impulse Spending Read More »
Although attending college is a lot of fun, in these tough economic times attending a full-time on campus college may not be the best option. Or economically speaking it may not be an option at all.  But these days with the advent of the Internet everything seems to be available online and that applies to a quality education
Choosing an Online College Read More »
In England, as in many other parts of the world, the tax code can be, not only hard to decipher, but time-intensive to navigate as well. It pays to know the ins and outs of the British tax code so you can find hidden benefits and credits. Many of these benefits are for low income families as well. Take, for example the
Working Family Tax Credit Read More »
Editor’s Note: My friend Mike just told me about how his car insurance premiums were creeping up every year until finally he decided to shop around a bit. When he told his insurance agent he was shopping around “amazingly” the agent was able to significantly reduce his premiums. Shopping around pays, even if you don’t end
Car Insurance Savings That Most Drivers Overlook Read More »
Many household repairs can be handled without calling a professional. In some cases, these quick fixes can also save homeowners a bundle in both repair costs and energy expenses. Here are six ways that you can save money, both immediately and in the long run, by doing your own repairs. Poorly Working Refrigerator If your
DIY Repairs that Will Save You Money Read More »
Some people may feel a little guilty for having done well and prepared for their retirement. Often Christians feel this way due to a mistaken interpretation of 1 Timothy 6:10 about the “Love of money being the root of all evil”. However, there’s no need to feel this way. The Bible also says in Proverbs 10:22 “The
How To Retire Comfortably Without Guilt Read More »
The subject of loans and credit can be a bit overwhelming if you haven’t spent any time researching and understanding them. There are endless different types of loans on the market… for example, unsecured loans, secured loans, credit cards, overdrafts, payday loans, personal loans, etc. So it’s important that you understand your credit situation in
Which Type of Loan is Best? Read More »
Colleges: Online Degree These days getting a college education is possible in more than just a traditional campus setting. Many times tuition from one of the online College degree programs is less than or equal to that of the same program on campus at your local Community College or University. On average, you can expect to spend around
Online Degree More Affordable Than on Campus Read More »
This weekend I was driving on the freeway and my tire exploded. I was in the furthest left lane and had to cut across four lanes and park on the shoulder and wait 45 minutes for a tow truck. Cars were flying by only inches from my car. It was unbelievably scary; I didn’t want to
Car Insurance Lessons for Young Adults Read More »
Mortgage Insurance Premiums If you are buying a new home but don’t have a 20 percent down payment, your mortgage company will require that you have mortgage insurance. The major disadvantage of mortgage insurance is that you as the borrower pay the premiums but the benefits go to the lender. If a borrower defaults on a loan, mortgage insurance pays funds to
Should I Roll My Mortgage Insurance Premiums Into the Loan? Read More »
Simple Home Improvement Projects As summer approaches, and the sun starts to show its face a little more often, we’re all thinking of ways to get our homes in tip-top condition. We want to make the most of our homes during the summer months and that normally means we need to carry out some home
5 Tips: Save Money on Simple Home Improvement Projects Read More »
The Debt Trap Debt is a four letter word that everybody should be afraid of. Whether it is the result of bad spending habits or unexpected circumstances like medical bills or job loss, debt can prove strenuous for you. Especially, in the current financial climate, it’s not unusual for people to get trapped in the
Getting Out Of The Debt Trap Read More »
