The Debt Trap Debt is a four letter word that everybody should be afraid of. Whether it is the result of bad spending habits or unexpected circumstances like medical bills or job loss, debt can prove strenuous for you. Especially, in the current financial climate, it’s not unusual for people to get trapped in the […]
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Financial experts teach us to plan a budget and live within our means. They show us how to manage finances and create a stable financial future. They also teach us how to use credit cards without incurring huge interest and overwhelming credit card debt. Let’s look at what these financial experts teach their children and what valuable lessons
10 Money Management Tips for Kids Read More »
When planning for retirement costs, financial planners often calculate costs decreasing during retirement but there are some costs that will increase in retirement. It is important to plan for them. There will be a number of costs to consider when you’re approaching retirement. Budgeting may be easier because many costs will decrease like commuting, work clothes,
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There is more to your credit score than steady payments. Lenders look at things like how many accounts you have, how much credit you are using and how much you have available. Managing the credit score can be tricky, but it is possible with smart borrowing. Maxed-Out Cards are a Red Flag There are certain
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Have you thought about retirement? If not, why not? Perhaps you’ve already retired or are approaching/planning retirement? Either the way, everybody thinks about it sooner or later. There is no such thing as ‘too soon’ when it comes to funding retirement and saving money. The key is to know how much you have to spend and find a location
Retirement Abroad: Affordable Retirement Living Read More »
Whether you’re planning to buy new laundry appliances or already have them, it is very important for you to know how to save energy while doing your laundry. Doing the laundry is one of the most energy intensive tasks in your home. It is right behind heating and air-conditioning and heating water (which is actually part of doing laundry). Saving
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When you’re facing financial troubles, there are basically two solutions open to you. 1)Â You can find a way to reduce expenses or 2) You can find a way to make more money. There are plenty of tips for lowering costs every month, but bringing in extra money can be a little harder. Here are the
Making Smart Decisions When You Need Extra Money Read More »
With economies in the gutter around the world, many people are re-evaluating their daily spending habits. Even if you do not want to become an extreme coupon enthusiast, there are ways you could come home from the store with a bit more cash in your pockets. Food and grocery bills are one of the places where people often end
Shopping Tips: More for Your Money Read More »
If you’re a frugal living enthusiast, you probably know how much you can save when you buy in bulk. No! I’m not talking about the occasional mega-pack of paper towels that you buy at the drugstore. The focus here is on the warehouse club stores that cost you a small annual membership fee (around $50
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Everyone likes to save money and keep as much away from the taxman as possible, so individual savings accounts are a popular option in Britain. It’s ISA season where banks and other ISA companies dangle great deals and better interest rates in an attempt to woo us to their stock or cash ISA. At its
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You don’t have to change insurance companies every time you see a commercial on T.V. promising to save you 15 percent in 15 minutes. However, it’s a good idea to periodically review your coverage because various events in your life can have a dramatic and significant impact on the premiums you pay. Insurance companies are
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The always-outspoken Doug Casey addresses a broader view of taxation and its costs to both individuals and society in general in this interview with Louis James. L: Doug, the Taxman cometh, at least for most US citizens who file their annual tax papers on April 15. We get a lot of letters from readers who
