Mortgage lenders are usually very keen on reminding potential clients about all the conditions and terms of a home loan. However, there will still be some cases when important information are left out…
What You Should Know When Getting a Mortgage Read More »
In order to invest you must first have money to invest and this requires savings. Depending on your situation, your disability may have eaten up your savings or you may have none at all. It is harder to save on a fixed income but it is not impossible…
Investing on a Fixed Income Read More »
The key to financial freedom is to have more income than expenses. But even better than “earned income” is “Passive income”. Using the “jars” system will help you get organized and begin saving and investing in order to develop that passive income.
The Jars Method of Budgeting Read More »
All of us have money that we cannot afford to lose. The rest of our cash goes into the stock market. How much goes into each category is a personal choice. This article addresses the ‘cannot afford to lose’ money and offers some tips on how to invest it in CDs. We all should keep
Observations from a Certificate of Deposit (CD) Investor Read More »
Financial Calculators for Mortgages If you would like to calculate whether a mortgage is right for you here are several calculators that will help. What will it take for you to pay off your mortgage? This Mortgage Payoff Calculator helps you find out. Rent vs. Own Mortgage Calculator– This tool will allow you to estimate
Financial Calculators for All Read More »
By Darlene Arechederra What will your tax refund ‘buy’ for you this year? A lovely sofa? Perfect Pecs? Freedom? I hate to admit it, but I almost bought the Pecs. I opened a colorful brochure that caught my eye… And, there it was… the perfect way to *invest* my refund: in myself — with my
Your Income Tax Refund: Sofa, Pecs, or Freedom? Read More »
By Todd Williams Some of the biggest questions on many people’s minds are, How do I make more money? What is the secret to increasing my wealth? Should I get a part-time job and trade more hours for dollars? Should I work harder or smarter? What must I do? We all have bills to pay,
Sheep get sheered; Pigs get fat; Hogs get slaughtered Read More »
By: Judy Woodward Bates BIRMINGHAM, Ala. (BP)–One of the water pipes in Fred’s upstairs bathroom had a leak. Every so often, Fred would stare at the spot on his living room ceiling and comment, “I’ve got to get that pipe repaired one of these days.” Then one day Fred arrived home from work to find
Finances: Put some plans in place Read More »
By David Batchelor The seven letters of the word PASSION represent the initials of seven essential principles of management: PROFIT: Maximize sales and minimize expenses; instead of pursuing profit, let profit follow you. A person who can manage a great business is a person who can bring profit to the customer. Profit is not to
Passion for Success Read More »
By Todd Williams When the term financial planning is used many people get a sick and sinking feeling. Like math anxiety, financial anxiety can be debilitating. Below are some tips to help alleviate your money anxiety. 1. Change your focus Instead of thinking the financial planning process is drudgery think in terms of a treasure
Overcoming Financial Anxiety Read More »
