Every parent wants to give their child the best possible start in life and for many children that will mean a quality college education. So how can you provide your child with a college education without breaking the budget? With prior planning, even a family with a modest income can afford to provide their child […]
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Money Market Mutual Funds- Most investors today are seeking safe harbor for their cash. Something that is safer than the typical savings account, yet more flexible than a certificate of deposit (CD). Historically, placing funds in a regular savings account was good advice, as banks offered both safety and a healthy interest rate. However, these days’
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Earning More Money… How much more money would you have to earn to get out of debt? 1%, 5%, 10%? Almost everyone who is in debt says the same thing… no matter how much they make it is the same… if I only earned 10% more money I could get out of debt. But the fact is that
Earning More Money is Not the Answer Read More »
More and more consumers today are looking for ways to lower their energy costs. Most know to have windows and doors checked to ensure that there are no air leaks in their homes and many take the initiative to have new energy-efficient heating and cooling units installed. Many also replace their light bulbs with fluorescent
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By Contrarian Investing Sow a thought and reap an act, Sow an act and reap a habit; Sow a habit and reap a character, Sow a character and reap a destiny!  As children grow, they are constantly observing people and things around them. This observation power increases over time and they try to emulate the people nearest
10 Ways To Teach Your Children About Money Read More »
Getting the Most from Your Savings Accounts Building up a savings account is not as rewarding as it used to be. Interest rates on savings accounts are at all-time lows, which means that you will receive fairly minimal amounts of interest from cash held in most savings accounts, often the interest that you earn is
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Editor’s Note: Long-time readers will know that when it comes to “Rent-to-Own” furniture I strongly believe that it is a “suckers bet” basically charging outrageous finance charges that end up costing you twice as much as the furniture is worth. There are only a few instances where it might be worthwhile. Both are short-term and
Are Rent to Own Home Programs Worth It? Read More »
Proverbs 15:22 says: Without counsel purposes are disappointed: but in the multitude of counsellors they are established. KJV The  English Standard Version puts it like this: “Without counsel plans fail, but with many advisers they succeed.” The best way to maintain your finances is to prepare a budget and know where all your money is
Getting Independent Financial Advice From The Experts Read More »
‘Money, money, money, must be funny, in the rich man’s world; Money, money, money, always sunny, in the rich man’s world; ‘Aha-ahaaa’…All the things I could do …if I had a little money!’ Whenever I think about money, this good old Abba song comes to my mind. The present global economic scenario makes us mindful on
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If your family is anything like mine, then you spend way too much money on food. You try to budget things, but somehow you end up at the store several times a week, needing to pick up just one last thing. These trips add up and eventually, you get to the end of the month
4 Tips On Saving Money On Food Read More »
Saving For Vacation With Summer just beginning many families are planning to spend some time on a vacation away from home. While on the one hand summer vacation brings fun, excitement and memories, on the other hand it often brings ‘overspending’. This may cause financial troubles to even the most budget-conscious people. Yet, it is not impossible to stick to your budget
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Best Ways to Save Money Saving money as a family is significantly more difficult than it was as a child who dropped mom and dad’s spare change into a piggy bank. It requires intentionality, a plan that is both feasible and motivational. In order to get the whole family excited about saving, communicate with them
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