Very few people in today’s economy would be confident telling you that they have their finances under control. For many people, it is a daily struggle just to pay the bills, much less put anything away for savings or investment. If you are having a hard time with your finances, there are some steps that […]
Financial Planning and Budgeting Read More »
The Aging U.K. Population There is no avoiding the fact that the population of the UK is getting older, and the changes in society over the last few decades mean that the informal support networks we used to rely on are no longer available for everyone. It is a fact that many of us (up
Avoiding Care Home Fees in the U.K. Read More »
For the first 32 years of my life, I gave absolutely no thought to long-term care insurance policies. By the time I turned 33, I was thankful my grandparents had the foresight to purchase a policy. Both were diagnosed with probable Alzheimer’s disease and my father, their only son, was struggling with cancer and dementia symptoms of his
Why Do I Need a Long Term Care Insurance Policy? Read More »
Long-term investment accounts are used by investors as a way to earn returns that will be realized at some point in the future. Investors in these types of accounts are generally not concerned with earning money that will be used right away. Instead, the purpose of these accounts is saving for some need in the future.  Types
What are Long Term Investment Accounts? Read More »
By Jeff Clark, Casey Research I manage one of my mother’s IRA accounts, and when it comes to investing money, she doesn’t like to take a lot of risks. I guess the same would be true for most of our mothers – and maybe for many of us as well. Unfortunately, after surveying today’s investment landscape,
Managing Your Mother’s Money Read More »
Not Your Average Investor On May 31st 2012, thanks to twitter, worlds literally collided. Well at least metaphorically speaking.  Well known Canadian rap artist Drake shared this tweet with his 7.2 million followers: The first million is the hardest. — Drizzy (@Drake) May 30, 2012 This sparked the following twitter response from T. Boone Pickens:
Five Mistakes the Average Investor Makes Read More »
Some people may feel a little guilty for having done well and prepared for their retirement. Often Christians feel this way due to a mistaken interpretation of 1 Timothy 6:10 about the “Love of money being the root of all evil”. However, there’s no need to feel this way. The Bible also says in Proverbs 10:22 “The
How To Retire Comfortably Without Guilt Read More »
When planning for retirement costs, financial planners often calculate costs decreasing during retirement but there are some costs that will increase in retirement. It is important to plan for them. There will be a number of costs to consider when you’re approaching retirement. Budgeting may be easier because many costs will decrease like commuting, work clothes,
5 Costs That May Increase When You Retire Read More »
Have you thought about retirement? If not, why not? Perhaps you’ve already retired or are approaching/planning retirement? Either the way, everybody thinks about it sooner or later. There is no such thing as ‘too soon’ when it comes to funding retirement and saving money. The key is to know how much you have to spend and find a location
Retirement Abroad: Affordable Retirement Living Read More »
You’ve probably heard that investment plans and financial schemes like, IRAs and 401 (k), are the best ways to plan for retirement. This might be true in most cases, but not always. For instance if you have invested your maximum contribution for the year to your retirement account and you’re seeking to add a bit more more. What can you do? In this case, among others, investing in a retirement
Is a Retirement Annuity the Answer for your Retirement Savings? Read More »
By Terry Coxon, Casey Research It’s clear to me, even though it may not be clear to you, that unless there is something very unusual about your situation, if you have a traditional IRA, you should pay the tax now and convert it to a Roth IRA. Not just maybe, but definitely. Not just for
Is now the time to gamble with retirement? By Elliott Wave International To meet ambitious investment return targets, some public pension funds must now swing for the fences. But many are down two strikes already, due to their previous big bets with hedge funds. ….the [pension] funds with a third to more than half of
Public Pension Funds: Tens of Billions at Significant Risk Read More »
