Financial Planning- Today every nickel counts, especially in the light of the financial crisis that recently hit the United States (and Europe). Unless you manage your money well, money and you will not see each other much. In other words, you need fool proof financial planning to stay alive. However, here are some of the […]
Financial Planning is Essential for Survival Read More »
Understanding your Retirement Needs Many Americans these days have made no real retirement plans for the future, and seem to have a “go with the flow” type mentality. While this may have worked earlier in life, it may hurt you in the end. Planning for retirement is one of the most important steps you can
Understanding your Retirement Needs Read More »
Retirement can be a fun and rewarding phase of life, if you prepare for it correctly. Perhaps it was that hippie philosophy of just “chilling and taking one day at a time” but unfortunately, there are tens of thousands of older individuals that simply didn’t properly anticipate the next stage of life. So many of them will
Living Your Dreams: Five Benefits to Preparing for Retirement Now Read More »
A lack of mobility can be a serious problem for many, whether it be through old age or disabilities. This is more important in your own home, where the inability to move comfortably around can be very distressing. Furthermore, you might also consider any solutions to be over expensive, yet this doesn’t need to be
Saving tips for seniors – Making mobility problems more affordable Read More »
Many people get confused about the medical terms ‘chronic’ and ‘acute’ which doctors and other practitioners use to describe the nature of certain conditions from which their patients might be suffering. An acute condition means that it has had a rapid onset, more often than not with little or no previous indications or symptoms, and
Retirement – Don’t Let A Chronic Condition Ruin Your Life Read More »
Early Retirement- The traditional age for retirement has always hovered around 65 then it began to drop toward 60. However, the latest trends suggest that this age may be getting pushed forward even more to around 70 to 75 years. There are reasons why people simply do not want to stop working after 60 and
The Pros and Cons of an Early Retirement Read More »
Whether you’re going to retire soon or still have many years of work ahead of you, planning financially for retirement is very important. The earlier you can start planning, the better. With an unpredictable economy, saving can be difficult, so get some help from an annuity and continue to receive guaranteed income even after you
Annuities: a Great Way to Fund Your Retirement Read More »
Planning for Retirement- Everyone is living longer and there’s no reason to suppose that trend will change anytime soon. While some have the option to work longer, there comes a time when it is nice to say “enough is enough” and retire to the golf course or the garden, see those places that you have
Do you know what you need to retire? Read More »
Retirement Planning- No one likes running out of money, least of all when they are retired from work and no longer are earning a salary. Although we do of course have social security which (we hope) will provide a basic income, this barely offers enough money to cover the basic, essential spending. Most people will
Retirement Planning- Start Early Read More »
Financial Planning Insurance planning, risk management, Estate Planning and retirement planning are all essential aspects of personal finance that you shouldn’t take lightly. You need to calculate how much you’ll need to retire and be sure that the amount you come up with will allow you to maintain your standard of living. Next, you must define your risk tolerance and put
The Downside of Using a Financial Planner Read More »
None of us wants to think about getting old, but while a few things improve as we age, life insurance premiums are absolutely not one of them. As you get older, life insurance companies consider you a greater risk because, obviously, there’s more liklihood that they’ll have to pay out on a policy than if you were 30 years old. Let’s
Life Insurance Over 50 Read More »
Term vs. Whole Life Insurance Let’s start with Whole Life, a type of insurance which, like its name suggests, is designed to cover you for the remainder of your life. The idea with Whole Life is that though you pay more than you would with Term Life, the extra money gets invested for you by
Term vs. Whole Life Insurance – What Should You Choose? Read More »
