Key Considerations for Smooth Wealth Transfer Planning
By Tim McMahon |
Should You Buy A Home With Cracks In The Foundation?
You’ve found a candidate for your dream home and are eager to make an offer and get moved in… But before you make that commitment, you may have noticed some cracks in the home’s foundation. Some cracks may be minor, but they could also signify a bigger problem. Before buying, you need to be sure you won’t end up spending thousands of dollars getting your new home’s foundation repaired.
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Save Money by Slashing Your Utility Bills
Utility costs can make up a significant amount of your household budget. With rising costs and many individuals too busy to notice how they use common utilities, these bills can eat up more and more of your income. However, a few simple steps can help you to save money on your utility bills so you can put more funds toward savings, vacations, and other needs.
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5 Ways You Can Save More Money Every Month
We can all agree that saving money and preparing for your financial future is a vital task. But, those who intend to save money may find that a rising cost of living combined with flat wages makes saving difficult. Many will find that there is not enough money left over at the end of the month to save anything at all. While saving money can be challenging, these tips can help anyone reach their financial goals.
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Bargain Retirement Overseas in Malaysia?
Forty years ago International Living Magazine began popularizing the advantages of a bargain retirement overseas. They began promoting the idea that. since many foreign countries have a much lower cost of living it is possible to enjoy a better style of living even on just your Social Security.
Every January International Living (IL) generates a ranking of the top countries in the world to retire based on a variety of factors not just cost. After all, there are some very cheap places around the world, but you may not want to live there.
In their 2021 Country Index IL ranked Malaysia as #7 behind Costa Rica, Panama, and Mexico. The rankings are from 0-100 with 100 being a perfect score. As you might expect Malaysia ranked very well on Cost of Living receiving a 91%. So it certainly qualifies as a bargain retirement overseas.
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How to Prepare Your Finances for Life Changes
Preparing to move, get married, have a baby, or move out of your parent’s home are all major upheavals to your current ways of life. Events like these can cause incredible amounts of stress, and any unexpected curveballs or bumps in the road certainly won’t help you adapt to a new situation. So you don’t need the added stress a financial setback creates.
That’s why those who have any major life changes coming up in the near future should take a very close look at their bank accounts and financial stability. You never want to find yourself making a large purchase or changing careers only to realize that your finances are going to suffer so much that you can’t afford the necessities.
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How Modern Tech Can Enhance Your Real Estate Investing
Are you ready to make the leap into the world of Real Estate investing? This is an area where you may not be as experienced or familiar as you think you are. But you should know that expert help is available. You can lean on modern tech to help you make state-of-the-art investments in the modern world of real estate.
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How Making Small Car Repairs Can Save You Money in the Future
later. Unfortunately, there is more to owning a car than simply putting gas in it. You need to change the oil frequently. You need to do essential maintenance and change out parts that wear out before they become a problem.
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How to Avoid Retirement Savings Mistakes
Everyone dreams of a comfortable retirement. Often we can’t wait to reach that moment and finally transform our lives into one long vacation. Unfortunately, saving money for that day can be a constant struggle. No matter how much you earn, there are always alternatives to saving for retirement. The most common financial worry among retirees is outliving their savings. To avoid that possibility, it’s necessary to work on a financial strategy for retirement to ease your mind. Finding ways to earn more money and make the best of what you already have will boost your retirement savings and help you sleep better at night.
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How to Manage Your Wealth During Difficult Financial Times
With inflation above 5%, it should come as no surprise that these difficult economic times have hit many people hard. It seems like the perfect time to learn how to manage your wealth during difficult financial times. Here are some tips.
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Home Renovation Mistakes to Avoid at All Costs
In reality, home renovation projects can be a nightmare, especially for first-timers. They can also be complex, tedious, and time-consuming. If you are not careful, they can also be very costly.
So before tearing your house down, keep the following home renovation mistakes in mind and avoid them at all costs
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Budget Monthly Expenses the Easy Way
Saving and spending your money wisely matters, but some people don’t have the skills to do so. Often this happens because they grew up in a family with the same poor money skills. It can certainly make monthly expenses difficult to budget if you aren’t sure how to go about it. In order to break this cycle and develop good habits, you need to educate yourself on the good habits to cultivate. Because of this, we have five budgeting tips to help you better handle your monthly expenses.
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Benefits of Working With an Independent Insurance Agent
Choosing an insurance agent can be among the most important financial decisions you make. Why? Because your insurance agent has a tremendous impact on how easy and smooth your entire claims process goes. There are three types of insurance agents:
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