Key Considerations for Smooth Wealth Transfer Planning
By Tim McMahon |
Avoid These Investing Mistakes
Mistakes are part of the learning process but some mistakes are more serious than others. Avoid the serious mistakes when starting investing.
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What Types of Financial Assistance Are Available for First-Time Homebuyers?
Buying your first home isn’t easy, and the process can be daunting. On top of that, most lenders want or require a 20 percent down payment and a credit score of at least 620. While 20 percent might not seem like a lot, depending on the type and size of house you’re looking for, it can be a hefty sum. Additionally, if you don’t have much of a credit history, it can take some time to boost it to a desirable number. However, there are many different programs that are meant for buyers just like you. Below are some of the more common first-time buyer programs available.
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How to Master the Transition to Entrepreneurship
Do you spend your time at work wishing that you were the one calling the shots? Do you think that you might be better off starting your own business rather than seeking out a traditional job? Maybe you have a calling as an entrepreneur! If you’re interested in working for yourself and running a business, these tips will come in handy.
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Tips for Making Extra Income Through Real Estate
Real estate can prove to be a profitable investment, generating both profits in rent and appreciation. Making money in real estate investing takes some determination and the right systems. However, after putting in the effort, you have a fair chance of making a good sum of money while broadening your portfolio. Here are four ways you can make money in real estate.
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How to Know What You Can Afford for Your Next Family Home
At some point, your family may need to move into a new home. Whether it’s because your family is growing, because you’re downsizing, changing jobs, or because you just need a change of scenery, it’s not too uncommon to find that you need a new home. Before you do that, though, you do need to know what you can afford. Fortunately, there are some factors that you can consider to determine what you can really afford for your next family home.
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Cheap Fun Things to Do With Kids This Spring
The weather has been cold for the past couple of months, and your family probably had to stay inside. Finally, it’s time to get out in the sun again. Don’t let your kids be bored during this spring, because there are so many creative activities you can do together as a family. Just a little planning is needed to keep your kids engaged. You already know how much it costs to raise a child, so we have prepared cheap fun things to do with kids this spring. All of them are great for family bonding and spending some quality time together, and some of them are also educational.
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4 Benefits of Working with an Advisor for Your Personal Finances
It is important to have financial goals and a plan for how best to achieve these goals. There is an old saying, “failure to plan is planning to fail” and this certainly applies to financial planning. But most people just muddle along without a plan. Hiring a professional to help you plan is much easier than learning all the financial ins and outs by yourself. A financial planner can help you make decisions about your money and help you meet your financial objectives. Often people get caught up in their career, school, and family and then not focus on their financial organization.Â
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Happy Home: How to Balance Your Budget During Trying Times
Finances are the leading cause of stress in a relationship, according to a survey by SunTrust Bank. So, a big part of maintaining a happy household is properly balancing your budget. You need to make sure you’re spending less than you earn, which allows you to pay all your bills while saving up for future emergencies. This can be challenging in the best of times, but it becomes especially difficult when money is tight. Here are four tips to keep in mind as you do your best to manage your budget.
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4 Ways to Save or Make Money Inside Your Home
With more people working shorter hours in public and spending more time at home, you may be looking for ways to cut costs or even make money from the comfort of your house. Here are ways to protect your monthly budget by making money-saving adjustments to your income and expenses. Cook More Going out to […]
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A Guide to Living Alone
Moving out of your family home and venturing off into solo living can be exciting and daunting at the same time. Living alone for the first time is scary, but it can also be the best thing ever (or a mix of both). That’s why it’s a good idea to prepare yourself for all things good and bad to cope with living alone, especially if you’ve grown used to depending on your parents, siblings, or roommates.
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Eat for Cheap: What You Can Do to Make Filling Family Dinners Fit a Tight Budget
Serving a slab of meat at the center of a dinner plate is a luxury that defies the advice of health experts and costs a lot of money. Instead, you can put satisfying and nutritious dinners on the table for your family without breaking your tight budget by making smart decisions about meat, sides, bread, and how you purchase your food.
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Self-Employed Considerations To Ensure Financial Security
Sometimes becoming self-employed is the only path available if you want to follow your dreams. This can be an excellent way to get the most out of a job while also having more freedom to do as you please from day-to-day. However, while being self-employed definitely has its benefits, it also comes with its share of risks. While these shouldn’t put you off doing what you believe is best for you, it’s important to keep them in mind on your new venture. Otherwise, you might be in for a few unpleasant surprises somewhere down the line. Just be sure to consider these four things before starting your self-employment journey.
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